Rates verified from official source

Uttarakhand State Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Uttarakhand State Co-operative Bank offers up to 6.75% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.25% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with UK State Cooperative Bank before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 45 days: 3.50% 46 to 180 days: 4.50% 181 days to under 1 year: 5.75% 1 year: 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to 3 years: 6.70% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 3 years to 5 years: 6.65% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y366d1096d5y 3.504.505.756.756.706.656.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 45 days: 4.00% (General: 3.50%) 46 to 180 days: 5.00% (General: 4.50%) 181 days to under 1 year: 6.25% (General: 5.75%) 1 year: 7.25% (General: 6.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 year to 3 years: 7.20% (General: 6.70%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 3 years to 5 years: 7.15% (General: 6.65%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years to 10 years: 7.00% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y366d1096d5y 4.005.006.257.257.207.157.00 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7 to 45 days: 4.00% (Senior: 4.00%) 46 to 180 days: 5.00% (Senior: 5.00%) 181 days to under 1 year: 6.25% (Senior: 6.25%) 1 year: 7.25% (Senior: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 1 year to 3 years: 7.20% (Senior: 7.20%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 3 years to 5 years: 7.15% (Senior: 7.15%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 5 years to 10 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m6m1y366d1096d5y 4.005.006.257.257.207.157.00 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 45 days
3.50% 4.00% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 180 days
4.50% 5.00% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
181 days to under 1 year
5.75% 6.25% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
1 year
6.75% 7.25% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 3 years
6.70% 7.20% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
6.65% 7.15% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Above 5 years to 10 years
6.50% 7.00% Any amount
1 Aug 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

UK State Cooperative Bank Fixed Deposit: frequently asked questions

What is the highest UK State Cooperative Bank Fixed Deposit interest rate?

As of 5 Oct 2026, Uttarakhand State Co-operative Bank offers up to 6.75% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.25% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with UK State Cooperative Bank before investing.

What is the UK State Cooperative Bank 1 year FD interest rate?

As of 5 Oct 2026, Uttarakhand State Co-operative Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at UK State Cooperative Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Uttarakhand State Co-operative Bank, depending on the tenure.

Is my fixed deposit (FD) with UK State Cooperative Bank insured?

Deposits with Uttarakhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UK State Cooperative Bank rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official UK State Cooperative Bank website before investing.

Good to know

Deposits with Uttarakhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official UK State Cooperative Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.