The Nagarik Samabay Bank Ltd., Guwahati Fixed Deposit interest rates · November 2026
What will my FD earn at Nagarik Samabay Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 15 days |
4.00% | 5.00% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
16 days to 45 days |
4.25% | 5.25% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 days to 90 days |
4.50% | 5.50% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 180 days |
4.75% | 5.75% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 days to less than 1 year |
6.00% | 7.00% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
1 year to 3 years |
7.00% | 8.00% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 3 years to 10 years |
7.10% | 8.10% | Any amount | 1 Jan 2023 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Compare Nagarik Samabay Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Nagarik Samabay Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); deposits above Rs 15 lakh, the 375-day lock-in deposit and the charitable-trust rule are not ingested
Before you book
Nagarik Samabay Bank Fixed Deposit: frequently asked questions
What is the highest Nagarik Samabay Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Nagarik Samabay Bank Ltd., Guwahati offers up to 7.10% p.a. on its fixed deposit (FD) (above 3 years to 10 years) for general customers and 8.10% p.a. (above 3 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Nagarik Samabay Bank before investing.
What is the Nagarik Samabay Bank 1-year FD interest rate?
As of 14 Nov 2026, The Nagarik Samabay Bank Ltd., Guwahati offers 7.00% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Samabay Bank 2-year FD interest rate?
As of 14 Nov 2026, The Nagarik Samabay Bank Ltd., Guwahati offers 7.00% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Samabay Bank 3-year FD interest rate?
As of 14 Nov 2026, The Nagarik Samabay Bank Ltd., Guwahati offers 7.00% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nagarik Samabay Bank 5-year FD interest rate?
As of 14 Nov 2026, The Nagarik Samabay Bank Ltd., Guwahati offers 7.10% p.a. on a 5-year FD for general customers and 8.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nagarik Samabay Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Nagarik Samabay Bank Ltd., Guwahati, depending on the tenure.
When did Nagarik Samabay Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Nagarik Samabay Bank Ltd., Guwahati's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Nagarik Samabay Bank offer?
The Nagarik Samabay Bank Ltd., Guwahati's published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 15 days” to “above 3 years to 10 years”.
Does Nagarik Samabay Bank pay more than the Post Office Time Deposit?
The Nagarik Samabay Bank Ltd., Guwahati pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nagarik Samabay Bank's 1-year FD rate rank?
The Nagarik Samabay Bank Ltd., Guwahati's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nagarik Samabay Bank insured?
Deposits with The Nagarik Samabay Bank Ltd., Guwahati are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nagarik Samabay Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2023. Rates can change without notice, so verify on the official Nagarik Samabay Bank website before investing.
More Nagarik Samabay Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Nagarik Samabay Bank with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Assam →
Good to know
- Deposits with The Nagarik Samabay Bank Ltd., Guwahati are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nagarik Samabay Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nagarik Samabay Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Nagarik Samabay Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.