Akhand Anand Bank FD returns at a glance based on investment amount
Deposit
~1 year7.85%
~3 years7.35%
~5 years7.00%
~10 years7.00%
₹50,000
₹54,042₹327/mo
₹62,210₹306/mo
₹70,739₹292/mo
₹1,00,080₹292/mo
₹1 lakh
₹1,08,084₹654/mo
₹1,24,421₹613/mo
₹1,41,478₹583/mo
₹2,00,160₹583/mo
₹2 lakh
₹2,16,168₹1,308/mo
₹2,48,841₹1,225/mo
₹2,82,956₹1,167/mo
₹4,00,319₹1,167/mo
₹5 lakh
₹5,40,421₹3,271/mo
₹6,22,104₹3,063/mo
₹7,07,389₹2,917/mo
₹10,00,799₹2,917/mo
₹10 lakh
₹10,80,841₹6,542/mo
₹12,44,207₹6,125/mo
₹14,14,778₹5,833/mo
₹20,01,597₹5,833/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Akhand Anand Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Akhand Anand Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Akhand Anand Bank already pays the highest 1 year Fixed Deposit rate among banks serving Gujarat.
Changes to Akhand Anand Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Akhand Anand Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
Akhand Anand Bank Fixed Deposit: frequently asked questions
What is the highest Akhand Anand Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Akhand Anand Co-Operative Bank Ltd. offers up to 7.85% p.a. on its fixed deposit (FD) (1 Year Up To Less Than 2 Year) for general customers and 8.35% p.a. (1 Year Up To Less Than 2 Year) for senior citizens. Rates below are as published by the bank — confirm with Akhand Anand Bank before investing.
What is the Akhand Anand Bank 1-year FD interest rate?
As of 18 Oct 2026, Akhand Anand Co-Operative Bank Ltd. offers 7.85% p.a. on a 1-year FD for general customers and 8.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Akhand Anand Bank 2-year FD interest rate?
As of 18 Oct 2026, Akhand Anand Co-Operative Bank Ltd. offers 7.60% p.a. on a 2-year FD for general customers and 8.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Akhand Anand Bank 3-year FD interest rate?
As of 18 Oct 2026, Akhand Anand Co-Operative Bank Ltd. offers 7.35% p.a. on a 3-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Akhand Anand Bank 5-year FD interest rate?
As of 18 Oct 2026, Akhand Anand Co-Operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Sept 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Akhand Anand Bank offer?
Akhand Anand Co-Operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7-14 Days” to “5 Year Up To 10 Year”.
Does Akhand Anand Bank have special fixed deposit (FD) schemes?
Akhand Anand Co-Operative Bank Ltd.'s rate table lists these named schemes (1): AACO Special Fix Deposit. Check eligibility and end dates with the bank.
Does Akhand Anand Bank pay more than the Post Office Time Deposit?
Akhand Anand Co-Operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.85% (PO 6.90%), 2y 7.60% (PO 7.00%), 3y 7.35% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
Akhand Anand Co-Operative Bank Ltd.'s 1-year general FD rate of 7.85% ranks #2 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Akhand Anand Bank insured?
Deposits with Akhand Anand Co-Operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Akhand Anand Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 16 Sept 2026. Rates can change without notice, so verify on the official Akhand Anand Bank website before investing.
Deposits with Akhand Anand Co-Operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Akhand Anand Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Akhand Anand Bank, depending on the tenure.
Akhand Anand Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 16 Sept 2026 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Akhand Anand Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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