Rates verified from official source

Mudalagi Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Mudalagi Co-op Bank has the highest Fixed Deposit rate on the market: 10.00% (Above 2 years).

  • Seniors: up to 11.00% (Above 2 years), 1.00 points above the general rate for that tenure.

What will my FD earn at Mudalagi Co-op Bank?

Estimated value after 1 year · before tax ₹5,49,219 9.50% p.a. · ₹49,219 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
4.00% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
46 days
to 90 days
5.50% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
91 days to
180 days
6.50% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
181 days
to 364 days
7.50% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 year to 2 years
9.50% 10.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
Above 2 years
10.00% 11.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Mudalagi Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

9.50%
Before you book

Mudalagi Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Mudalagi Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers up to 10.00% p.a. on its fixed deposit (FD) (Above 2 years) for general customers and 11.00% p.a. (Above 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Mudalagi Co-op Bank before investing.

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What is the Mudalagi Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers 9.50% p.a. on a 1-year FD for general customers and 10.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Mudalagi Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers 9.50% p.a. on a 2-year FD for general customers and 10.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Mudalagi Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers 10.00% p.a. on a 3-year FD for general customers and 11.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Mudalagi Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. offers 10.00% p.a. on a 5-year FD for general customers and 11.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Mudalagi Co-op Bank?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Mudalagi Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Mudalagi Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Mudalagi Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Mudalagi Co-op Bank offer?

Mudalagi Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “Above 2 years”.

Does Mudalagi Co-op Bank pay more than the Post Office Time Deposit?

Mudalagi Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 9.50% (PO 6.90%), 2y 9.50% (PO 7.00%), 3y 10.00% (PO 7.10%), 5y 10.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Mudalagi Co-op Bank's 1-year FD rate rank?

Mudalagi Co-operative Bank Ltd.'s 1-year general FD rate of 9.50% ranks #1 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Mudalagi Co-op Bank insured?

Deposits with Mudalagi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Mudalagi Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Mudalagi Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Mudalagi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mudalagi Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Mudalagi Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Mudalagi Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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