The Maninagar Co-Op. Bank Ltd. Fixed Deposit interest rates · October 2026
Maninagar Co-op Bank's best Fixed Deposit rate is 5.50% (12 MONTHS AND UPTO 24 MONTHS), 2.75 points below the best on the market (8.25%).
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 DAYS TO 89 DAYS |
3.25% | — | Any amount | 10 Feb 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
90 DAYS TO 179 DAYS |
3.50% | — | Any amount | 10 Feb 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
180 DAYS TO 364 DAYS |
5.25% | — | Any amount | 10 Feb 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
12 MONTHS AND UPTO 24 MONTHS |
5.50% | — | Any amount | 10 Feb 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Maninagar Co-op Bank FD returns at a glance based on investment amount
| Deposit | ~1 year5.50% |
|---|---|
| ₹50,000 | ₹52,807₹229/mo |
| ₹1 lakh | ₹1,05,614₹458/mo |
| ₹2 lakh | ₹2,11,229₹917/mo |
| ₹5 lakh | ₹5,28,072₹2,292/mo |
| ₹10 lakh | ₹10,56,145₹4,583/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Maninagar Co-op Bank Fixed Deposit rate changes
Changes to Maninagar Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Maninagar Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Maninagar Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Maninagar Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Maninagar Co-op Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Maninagar Co-Op. Bank Ltd. offers up to 5.50% p.a. on its fixed deposit (FD) (12 MONTHS AND UPTO 24 MONTHS) for general customers. Rates below are as published by the bank — confirm with Maninagar Co-op Bank before investing.
What is the Maninagar Co-op Bank 1-year FD interest rate?
As of 22 Oct 2026, The Maninagar Co-Op. Bank Ltd. offers 5.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Feb 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Maninagar Co-op Bank 2-year FD interest rate?
As of 22 Oct 2026, The Maninagar Co-Op. Bank Ltd. offers 5.50% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 10 Feb 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Maninagar Co-op Bank?
The Maninagar Co-Op. Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Maninagar Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Maninagar Co-Op. Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Maninagar Co-op Bank offer?
The Maninagar Co-Op. Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “7 DAYS TO 89 DAYS” to “12 MONTHS AND UPTO 24 MONTHS”.
Does Maninagar Co-op Bank pay more than the Post Office Time Deposit?
The Maninagar Co-Op. Bank Ltd. pays more than the Post Office Time Deposit at 0 of 2 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 5.50% (PO 7.00%). PO is the Post Office Time Deposit rate.
How does Maninagar Co-op Bank's 1-year FD rate rank?
The Maninagar Co-Op. Bank Ltd.'s 1-year general FD rate of 5.50% ranks #303 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Maninagar Co-op Bank insured?
Deposits with The Maninagar Co-Op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Maninagar Co-op Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 10 Feb 2026. Rates can change without notice, so verify on the official Maninagar Co-op Bank website before investing.
More Maninagar Co-op Bank rates
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Maninagar Co-Op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Maninagar Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only — always confirm the current rate on the official Maninagar Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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