Rates verified from official source

Bahraich District Central Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Bahraich District Central Co-operative Bank Ltd. offers up to 6.25% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.75% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with DCB Bahraich before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 45 days: 3.00% 46 to 179 days: 4.00% 180 to 209 days: 5.00% 210 to 364 days: 5.50% 1 year: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 7d2m6m7m1y366d 3.004.005.005.506.256.00 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 45 days: 3.50% (General: 3.00%) 46 to 179 days: 4.50% (General: 4.00%) 180 to 209 days: 5.50% (General: 5.00%) 210 to 364 days: 6.00% (General: 5.50%) 1 year: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year: 6.50% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 7d2m6m7m1y366d 3.504.505.506.006.756.50 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 45 days: 3.50% (Senior: 3.50%) 46 to 179 days: 4.50% (Senior: 4.50%) 180 to 209 days: 5.50% (Senior: 5.50%) 210 to 364 days: 6.00% (Senior: 6.00%) 1 year: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year: 6.50% (Senior: 6.50%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 7d2m6m7m1y366d 3.504.505.506.006.756.50 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 45 days
3.00% 3.50% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
46 to 179 days
4.00% 4.50% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
180 to 209 days
5.00% 5.50% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
210 to 364 days
5.50% 6.00% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
1 year
6.25% 6.75% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Over 1 year
6.00% 6.50% Any amount
1 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Source ↗

DCB Bahraich Fixed Deposit: frequently asked questions

What is the highest DCB Bahraich Fixed Deposit interest rate?

As of 5 Oct 2026, Bahraich District Central Co-operative Bank Ltd. offers up to 6.25% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.75% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with DCB Bahraich before investing.

What is the DCB Bahraich 1 year FD interest rate?

As of 5 Oct 2026, Bahraich District Central Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at DCB Bahraich?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bahraich District Central Co-operative Bank Ltd., depending on the tenure.

Is my fixed deposit (FD) with DCB Bahraich insured?

Deposits with Bahraich District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DCB Bahraich rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official DCB Bahraich website before investing.

Good to know

Deposits with Bahraich District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official DCB Bahraich website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.