Hubli Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Hubli Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days To 45 Days |
4.00% | 4.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
46 Days To 90 Days |
5.00% | 5.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days To 179 Days |
5.50% | 6.00% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
180 Days to less than 1 year |
6.50% | 7.00% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
12 months |
7.60% | 8.10% | ₹1 crore and above | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
1 year to 3 years |
7.50% | 8.00% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 3 years |
7.00% | 7.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
84 months Urban Lakhapati Deposit |
8.00% | – | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
9 years Quasquicentennial Deposit |
8.00% | – | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
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Hubli Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%- One-time deposit of ₹58,000 or its multiples; no senior-citizen extra
- One-time deposit of ₹98,800 or its multiples; no senior-citizen extra
Before you book
Hubli Urban Bank Fixed Deposit: frequently asked questions
What is the highest Hubli Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Hubli Urban Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (84 months) for general customers. Rates below are as published by the bank. Confirm with Hubli Urban Bank before investing.
What is the Hubli Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Hubli Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Hubli Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Hubli Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Hubli Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Hubli Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Hubli Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Hubli Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Hubli Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Hubli Urban Co-operative Bank Ltd., depending on the tenure.
When did Hubli Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Hubli Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 23 Oct 2026.
What fixed deposit (FD) tenures does Hubli Urban Bank offer?
Hubli Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “30 Days To 45 Days” to “Above 3 years”.
Does Hubli Urban Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Hubli Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; ₹1 crore and above. Each row shows the band it applies to.
Does Hubli Urban Bank have special fixed deposit (FD) schemes?
Hubli Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Urban Lakhapati Deposit; Quasquicentennial Deposit. Check eligibility and end dates with the bank.
Does Hubli Urban Bank pay more than the Post Office Time Deposit?
Hubli Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Hubli Urban Bank's 1-year FD rate rank?
Hubli Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Hubli Urban Bank insured?
Deposits with Hubli Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Hubli Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official Hubli Urban Bank website before investing.
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Good to know
- Deposits with Hubli Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Hubli Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Hubli Urban Bank, depending on the tenure.
- Hubli Urban Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Hubli Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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