Rates verified from official source

Nagaland Rural Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Nagaland Rural Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with NagRB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.50% 7–45 days: 3.00% 15 days to 45 days: 3.50% 46 days to 90 days: 5.00% 91–180 days: 5.25% 181 days to less than 1 year: 5.80% 1 year to less than 2 years: 6.80% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years upto 10 years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d2m3m6m1y2y3y5y 3.503.003.505.005.255.806.807.006.506.25 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 days to 14 days: 4.00% (General: 3.50%) 7–45 days: 3.50% (General: 3.00%) 15 days to 45 days: 4.00% (General: 3.50%) 46 days to 90 days: 5.50% (General: 5.00%) 91–180 days: 5.75% (General: 5.00%) 181 days to less than 1 year: 6.30% (General: 5.80%) 1 year to less than 2 years: 7.30% (General: 6.80%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.50% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 years to less than 5 years: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years upto 10 years: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d2m3m6m1y2y3y5y 4.003.504.005.505.756.307.307.507.006.75 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 days to 14 days: 4.00% (Senior: 4.00%) 7–45 days: 3.50% (Senior: 3.50%) 15 days to 45 days: 4.00% (Senior: 4.00%) 46 days to 90 days: 5.50% (Senior: 5.50%) 91–180 days: 5.75% (Senior: 5.50%) 181 days to less than 1 year: 6.30% (Senior: 6.30%) 1 year to less than 2 years: 7.30% (Senior: 7.30%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.50% (Senior: 7.50%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 years to less than 5 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years upto 10 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d2m3m6m1y2y3y5y 4.003.504.005.505.756.307.307.507.006.75 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
3.50% 4.00% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
7–45 days
3.00% 3.50% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
15 days to 45 days
3.50% 4.00% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
46 days to 90 days
5.00% 5.50% Below ₹1 crore
22 Sept 2026
46–90 days
4.25% 5.50% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
91 days to 180 days
5.00% 5.50% Below ₹1 crore
22 Sept 2026
91–180 days
5.25% 5.50% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
181 days to less than 1 year
5.80% 6.30% Below ₹1 crore
22 Sept 2026
181 days to < 1 year
5.75% 6.30% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
1 year to less than 2 years
6.80% 7.30% Below ₹1 crore
22 Sept 2026
1 year to < 2 years
6.50% 7.30% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
2 years to less than 3 years
7.00% 7.50% Below ₹1 crore
22 Sept 2026
2 years to < 3 years
6.25% 7.50% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
3 years to less than 5 years
6.50% 7.00% Below ₹1 crore
22 Sept 2026
3 years to < 5 years
6.25% 7.00% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
5 years upto 10 years
6.25% 6.75% Below ₹1 crore
22 Sept 2026
5 years to 10 years
6.00% 6.75% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
Source ↗

NagRB Fixed Deposit: frequently asked questions

What is the highest NagRB Fixed Deposit interest rate?

As of 5 Oct 2026, Nagaland Rural Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with NagRB before investing.

What is the NagRB 1 year FD interest rate?

As of 5 Oct 2026, Nagaland Rural Bank offers 6.80% p.a. on a 1-year FD for general customers and 7.30% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at NagRB?

Yes. Senior citizens (60+) earn up to 1.25% p.a. more than general customers at Nagaland Rural Bank, depending on the tenure.

Is my fixed deposit (FD) with NagRB insured?

Deposits with Nagaland Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these NagRB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 22 Sept 2026. Rates can change without notice, so verify on the official NagRB website before investing.

Good to know

Deposits with Nagaland Rural Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official NagRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.