Rates verified from official source

CSB Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, CSB Bank offers up to 8.00% p.a. on its fixed deposit (FD) (501 days) for general customers. Rates below are as published by the bank — confirm with CSB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7%8% 7 days to less than 1 month: 3.00% 1 month to less than 3 months: 3.50% 2 months to less than 3 months: 3.75% 3 months to less than 6 months: 4.75% 6 months to less than 9 months: 5.50% 7 Months: 7.25% 7 months to less than 8 months: 6.65% 8 months: 6.90% 9 months to less than 12 Months: 6.25% 12 months to less than 13 months: 5.25% 13 months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 13 months to less than 18 months: 5.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 444 days to less than 555 days: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 501 days · 501-day Special: 8.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 501 days to 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 18 months: 7.35% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 30 months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 24 months: 5.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 555 days · 555-day Special: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 555 days to 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 24 months to ‘24 months & 14 days’: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to less than 750 days: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above ‘24 months & 14 days’ to 25 months: 6.75% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 25 months to 60 months: 5.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 750 days: 7.10% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 750 days to 5 years: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 30 months to 120 months: 6.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 5 years to less than 7 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7 years: 7.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 7 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m3m6m7m7m8m9m12m390d390d444d444d501d501d540d540d540d555d555d720d2y734d750d750d750d900d5y5y7y7y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No separate Senior rate — showing General rates.

3%4%5%6%7%8% 7 days to less than 1 month: 3.00% (General: 3.00%) 1 month to less than 3 months: 3.50% (General: 3.50%) 2 months to less than 3 months: 3.75% (General: 3.75%) 3 months to less than 6 months: 4.75% (General: 4.75%) 6 months to less than 9 months: 5.50% (General: 5.50%) 7 Months: 7.25% (General: 7.25%) 7 months to less than 8 months: 6.65% (General: 6.65%) 8 months: 6.90% (General: 6.90%) 9 months to less than 12 Months: 6.25% (General: 6.25%) 12 months to less than 13 months: 5.25% (General: 5.25%) 13 months: 7.25% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 13 months to less than 18 months: 5.75% (General: 5.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.25% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 444 days to less than 555 days: 6.00% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 501 days · 501-day Special: 8.00% (General: 8.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 501 days to 2 years: 6.00% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 18 months: 7.35% (General: 7.35%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 30 months: 7.25% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 24 months: 5.75% (General: 5.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 555 days · 555-day Special: 7.00% (General: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 555 days to 2 years: 6.00% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 24 months to ‘24 months & 14 days’: 6.00% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to less than 750 days: 6.25% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above ‘24 months & 14 days’ to 25 months: 6.75% (General: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 25 months to 60 months: 5.90% (General: 5.90%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 750 days: 7.10% (General: 7.10%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 750 days to 5 years: 6.25% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 30 months to 120 months: 6.00% (General: 6.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 5 years to less than 7 years: 6.50% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7 years: 7.00% (General: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 7 years to 10 years: 6.50% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m3m6m7m7m8m9m12m390d390d444d444d501d501d540d540d540d555d555d720d2y734d750d750d750d900d5y5y7y7y General General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No super-senior rate — showing General rates.

3%4%5%6%7%8% 7 days to less than 1 month: 3.00% 1 month to less than 3 months: 3.50% 2 months to less than 3 months: 3.75% 3 months to less than 6 months: 4.75% 6 months to less than 9 months: 5.50% 7 Months: 7.25% 7 months to less than 8 months: 6.65% 8 months: 6.90% 9 months to less than 12 Months: 6.25% 12 months to less than 13 months: 5.25% 13 months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 13 months to less than 18 months: 5.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-day Special: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 444 days to less than 555 days: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 501 days · 501-day Special: 8.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 501 days to 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 18 months: 7.35% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 30 months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 18 months to 24 months: 5.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 555 days · 555-day Special: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) Above 555 days to 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 24 months to ‘24 months & 14 days’: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to less than 750 days: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above ‘24 months & 14 days’ to 25 months: 6.75% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 25 months to 60 months: 5.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 750 days: 7.10% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) Above 750 days to 5 years: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 30 months to 120 months: 6.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 5 years to less than 7 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 5 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7 years: 7.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 7 years to 10 years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m2m3m6m7m7m8m9m12m390d390d444d444d501d501d540d540d540d555d555d720d2y734d750d750d750d900d5y5y7y7y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to less than 1 month
3.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
1 month to less than 3 months
3.50% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
2 months to less than 3 months
3.75% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
3 months to less than 6 months
4.75% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
6 months to less than 9 months
5.50% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
7 Months
7.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
7 months to less than 8 months
6.65% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
8 months
6.90% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
9 months to less than 12 Months
6.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
12 months to less than 13 months
5.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
13 months
7.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 13 months to less than 18 months
5.75% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
444 days
444-day Special
7.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 444 days to less than 555 days
6.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
501 days
501-day Special
8.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 501 days to 2 years
6.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
18 months
7.35% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 18 months to 30 months
7.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 18 months to 24 months
5.75% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
555 days
555-day Special
7.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 555 days to 2 years
6.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 24 months to ‘24 months & 14 days’
6.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to less than 750 days
6.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above ‘24 months & 14 days’ to 25 months
6.75% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 25 months to 60 months
5.90% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
750 days
7.10% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 750 days to 5 years
6.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 750 days to 5 years
6.25% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 30 months to 120 months
6.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 5 years to less than 7 years
6.50% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 5 years to 10 years
6.50% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
7 years
7.00% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Above 7 years to 10 years
6.50% — Below ₹3 crore (retail)
5 Sept 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Source ↗

CSB Fixed Deposit: frequently asked questions

What is the highest CSB Fixed Deposit interest rate?

As of 5 Oct 2026, CSB Bank offers up to 8.00% p.a. on its fixed deposit (FD) (501 days) for general customers. Rates below are as published by the bank — confirm with CSB before investing.

What is the CSB 1 year FD interest rate?

As of 5 Oct 2026, CSB Bank offers 5.25% p.a. on a 1-year FD for general customers.

Do senior citizens get higher Fixed Deposit rates at CSB?

CSB Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is my fixed deposit (FD) with CSB insured?

Deposits with CSB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these CSB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Sept 2026. Rates can change without notice, so verify on the official CSB website before investing.

Good to know

Deposits with CSB Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official CSB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.