Rates verified from official source

The Vishweshwar Sahakari Bank Ltd., Pune Fixed Deposit interest rates · November 2026

Vishweshwar Sahakari Bank's best Fixed Deposit rate is 7.50% (18 months), 2.00 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (18 months), 0.25 points above the general rate for that tenure.

What will my FD earn at Vishweshwar Sahakari Bank?

Estimated value after 1 year · before tax ₹5,28,072 5.50% p.a. · ₹28,072 interest · quarterly compounding
Deposit amount

Showing 6 of 12 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 Days to 90 Days
3 slabs at this rate
Below ₹1 crore
4.00% 4.25% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
91 Days to
180 Days
Below ₹1 crore
5.00% 5.25% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
181 days to
12 months
Below ₹1 crore
5.50% 5.75% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
18 months
Below ₹1 crore
7.50% 7.75% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 30 Oct 2026
25 months
to 50 months
Below ₹1 crore
6.50% 6.75% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 30 Oct 2026
51 months to
120 months
Below ₹1 crore
6.25% 6.50% Below ₹1 crore
unavailable
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026

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Vishweshwar Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.50%
Before you book

Vishweshwar Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Vishweshwar Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Vishweshwar Sahakari Bank Ltd., Pune offers up to 7.50% p.a. on its fixed deposit (FD) (18 months) for general customers and 7.75% p.a. (18 months) for senior citizens. Rates below are as published by the bank. Confirm with Vishweshwar Sahakari Bank before investing.

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What is the Vishweshwar Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, The Vishweshwar Sahakari Bank Ltd., Pune offers 5.50% p.a. on a 1-year FD for general customers and 5.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vishweshwar Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, The Vishweshwar Sahakari Bank Ltd., Pune offers 6.50% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Vishweshwar Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, The Vishweshwar Sahakari Bank Ltd., Pune offers 6.25% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Vishweshwar Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Vishweshwar Sahakari Bank Ltd., Pune, depending on the tenure.

See today's top senior citizen rates →

When did Vishweshwar Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Vishweshwar Sahakari Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Vishweshwar Sahakari Bank offer?

The Vishweshwar Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 30 Days” to “51 months to 120 months”.

Does Vishweshwar Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Vishweshwar Sahakari Bank Ltd., Pune's table lists separate bands: Below ₹1 crore; ₹1 crore and above (bulk, institutions). Each row shows the band it applies to.

Does Vishweshwar Sahakari Bank pay more than the Post Office Time Deposit?

The Vishweshwar Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Vishweshwar Sahakari Bank's 1-year FD rate rank?

The Vishweshwar Sahakari Bank Ltd., Pune's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Vishweshwar Sahakari Bank insured?

Deposits with The Vishweshwar Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Vishweshwar Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Vishweshwar Sahakari Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Vishweshwar Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Vishweshwar Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vishweshwar Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Vishweshwar Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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