Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur Fixed Deposit interest rates · November 2026
What will my FD earn at Shri Bharat Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 46 days |
4.00% | 4.50% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
47 days to 90 days |
5.00% | 5.50% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 180 days |
6.00% | 6.50% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 1 year |
7.00% | 7.50% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 1 year to 3 years |
8.00% | 8.50% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 3 years to 5 years |
8.10% | 8.60% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 5 years |
7.50% | 8.00% | Any amount | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Shri Bharat Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Shri Bharat Urban Bank Fixed Deposit: frequently asked questions
What is the highest Shri Bharat Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur offers up to 8.10% p.a. on its fixed deposit (FD) (above 3 years to 5 years) for general customers and 8.60% p.a. (above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Shri Bharat Urban Bank before investing.
What is the Shri Bharat Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Bharat Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Bharat Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Bharat Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur offers 8.10% p.a. on a 5-year FD for general customers and 8.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shri Bharat Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur, depending on the tenure.
When did Shri Bharat Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Shri Bharat Urban Bank offer?
Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur's published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 46 days” to “Above 5 years”.
Does Shri Bharat Urban Bank pay more than the Post Office Time Deposit?
Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shri Bharat Urban Bank's 1-year FD rate rank?
Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shri Bharat Urban Bank insured?
Deposits with Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shri Bharat Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2026. Rates can change without notice, so verify on the official Shri Bharat Urban Bank website before investing.
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Good to know
- Deposits with Shri Bharat Urban Co-operative Bank Ltd., Jaysingpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shri Bharat Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Bharat Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Shri Bharat Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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