The Sirsi Urban Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Sirsi Urban Sahakari Bank?
Showing 6 of 8 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 days to 45 days |
3.75% | 3.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
46 days to 90 days |
4.25% | 4.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 days to 180 days |
5.50% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 days to less than 12 months |
5.75% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
12 months to 120 months 4 slabs at this rate |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
400 days Samruddhi Deposit Certificate ₹15 lakh to below ₹1 crore (single certificate) |
7.75% | 7.75% | ₹15 lakh to below ₹1 crore (single certificate) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
400 days Samruddhi Deposit Certificate ₹1 crore to below ₹5 crore (single certificate) |
8.00% | 8.00% | ₹1 crore to below ₹5 crore (single certificate) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
400 days Samruddhi Deposit Certificate ₹5 crore and above (single certificate) |
8.10% | 8.10% | ₹5 crore and above (single certificate) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
No rates match these filters.
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Sirsi Urban Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%- simple interest; single deposit certificate
Before you book
Sirsi Urban Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Sirsi Urban Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Sirsi Urban Sahakari Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (12 months upto 399 days) for general customers and 7.50% p.a. (12 months upto 399 days) for senior citizens. Rates below are as published by the bank. Confirm with Sirsi Urban Sahakari Bank before investing.
What is the Sirsi Urban Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, The Sirsi Urban Sahakari Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sirsi Urban Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, The Sirsi Urban Sahakari Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sirsi Urban Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, The Sirsi Urban Sahakari Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sirsi Urban Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, The Sirsi Urban Sahakari Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sirsi Urban Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sirsi Urban Sahakari Bank Ltd., depending on the tenure.
When did Sirsi Urban Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Sirsi Urban Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Sirsi Urban Sahakari Bank offer?
The Sirsi Urban Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “07 days to 45 days” to “Above 60 months upto 120 months”.
Does Sirsi Urban Sahakari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Sirsi Urban Sahakari Bank Ltd.'s table lists separate bands: Any amount; ₹15 lakh to below ₹1 crore (single certificate); ₹1 crore to below ₹5 crore (single certificate); ₹5 crore and above (single certificate). Each row shows the band it applies to.
Does Sirsi Urban Sahakari Bank have special fixed deposit (FD) schemes?
The Sirsi Urban Sahakari Bank Ltd.'s rate table lists these named schemes (1): Samruddhi Deposit Certificate. Check eligibility and end dates with the bank.
Does Sirsi Urban Sahakari Bank pay more than the Post Office Time Deposit?
The Sirsi Urban Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sirsi Urban Sahakari Bank's 1-year FD rate rank?
The Sirsi Urban Sahakari Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Sirsi Urban Sahakari Bank insured?
Deposits with The Sirsi Urban Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sirsi Urban Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Sirsi Urban Sahakari Bank website before investing.
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Good to know
- Deposits with The Sirsi Urban Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sirsi Urban Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sirsi Urban Sahakari Bank, depending on the tenure.
- Sirsi Urban Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Sirsi Urban Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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