The Godhra City Co-op Bank Ltd. Fixed Deposit interest rates · October 2026
Godhra City Bank's best Fixed Deposit rate is 7.75% (3 Years), 0.50 points below the best on the market (8.25%).
- Seniors: up to 8.25% (3 Years), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days (Min. Rs.100000) |
3.00% | 3.00% | ₹1,00,000 and above | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
46 days to 90 days |
3.50% | 3.50% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 days to 180 days |
4.00% | 4.00% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 1 Year |
5.00% | 5.00% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 Year |
7.25% | 7.75% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 Years |
7.50% | 8.00% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
3 Years |
7.75% | 8.25% | Any amount | 17 Jul 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Godhra City Bank FD returns at a glance based on investment amount
| Deposit | ~1 year7.25% | ~3 years7.75% |
|---|---|---|
| ₹50,000 | ₹53,725₹302/mo | ₹62,947₹323/mo |
| ₹1 lakh | ₹1,07,450₹604/mo | ₹1,25,895₹646/mo |
| ₹2 lakh | ₹2,14,899₹1,208/mo | ₹2,51,790₹1,292/mo |
| ₹5 lakh | ₹5,37,248₹3,021/mo | ₹6,29,474₹3,229/mo |
| ₹10 lakh | ₹10,74,495₹6,042/mo | ₹12,58,948₹6,458/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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Chart shows the ₹1,00,000 and above rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chart shows the ₹1,00,000 and above rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Chart shows the ₹1,00,000 and above rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Godhra City Bank Fixed Deposit rate changes
Changes to Godhra City Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Godhra City Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Godhra City Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Godhra City Bank Fixed Deposit: frequently asked questions
What is the highest Godhra City Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Godhra City Co-op Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (3 Years) for general customers and 8.25% p.a. (3 Years) for senior citizens. Rates below are as published by the bank — confirm with Godhra City Bank before investing.
What is the Godhra City Bank 1-year FD interest rate?
As of 22 Oct 2026, The Godhra City Co-op Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jul 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Godhra City Bank 2-year FD interest rate?
As of 22 Oct 2026, The Godhra City Co-op Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jul 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Godhra City Bank 3-year FD interest rate?
As of 22 Oct 2026, The Godhra City Co-op Bank Ltd. offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jul 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Godhra City Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Godhra City Co-op Bank Ltd., depending on the tenure.
When did Godhra City Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Godhra City Co-op Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Godhra City Bank offer?
The Godhra City Co-op Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 45 days (Min. Rs.100000)” to “3 Years”.
Does Godhra City Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Godhra City Co-op Bank Ltd.'s table lists separate bands: ₹1,00,000 and above; Any amount. Each row shows the band it applies to.
Does Godhra City Bank pay more than the Post Office Time Deposit?
The Godhra City Co-op Bank Ltd. pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.75% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Godhra City Bank's 1-year FD rate rank?
The Godhra City Co-op Bank Ltd.'s 1-year general FD rate of 7.25% ranks #35 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Godhra City Bank insured?
Deposits with The Godhra City Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Godhra City Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 17 Jul 2023. Rates can change without notice, so verify on the official Godhra City Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Godhra City Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Godhra City Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Godhra City Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Godhra City Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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