As of 5 Oct 2026, Bank of Maharashtra offers up to 6.40% p.a. on its fixed deposit (FD) (365 days/ One Year) for general customers. Rates below are as published by the bank — confirm with Maharashtra before investing.
Estimate returns at Maharashtra (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7- 30 days |
2.60% | 2.60% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
31-45 days |
2.75% | 2.75% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
46-90 days |
3.75% | 3.75% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
91-119 days |
4.00% | 4.00% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
120-180 days |
4.75% | 5.00% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
181 - 270 days |
5.00% | 5.25% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
271 - 364 days |
5.25% | 5.75% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
365 days/ One Year |
6.40% | 6.40% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
Above 1 year to 2 years |
6.15% | 6.20% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
Above 2 years to 3 years |
5.25% | 5.50% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
Above 3 years to 5 years |
5.00% | 5.25% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
|
Above 5 years |
5.00% | 5.25% | Below ₹3 crore (retail) | 14 Sept 2026 |
official fetched 18 Sept 2026 ✓ verified 4 Oct 2026 |
As of 5 Oct 2026, Bank of Maharashtra offers up to 6.40% p.a. on its fixed deposit (FD) (365 days/ One Year) for general customers. Rates below are as published by the bank — confirm with Maharashtra before investing.
As of 5 Oct 2026, Bank of Maharashtra offers 6.40% p.a. on a 1-year FD for general customers and 6.40% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bank of Maharashtra, depending on the tenure.
Deposits with Bank of Maharashtra are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 14 Sept 2026. Rates can change without notice, so verify on the official Maharashtra website before investing.
Deposits with Bank of Maharashtra are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Maharashtra website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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