As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its fixed deposit (FD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.
Estimate returns at UCO (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
2.90% | 3.15% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | 3.15% | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days Non-Callable |
4.00% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | 3.15% | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days Non-Callable |
4.00% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
2.90% | 3.15% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days |
4.00% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days Non-Callable |
4.00% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days |
4.00% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days Non-Callable |
4.00% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
3.00% | 3.25% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days |
4.25% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days Non-Callable |
4.25% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days |
4.25% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days Non-Callable |
4.25% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 60 days |
3.50% | 3.75% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.50% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days Non-Callable |
4.55% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.50% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days Non-Callable |
4.55% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 to 90 days |
3.50% | 3.75% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days |
4.25% | 4.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.75% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days Non-Callable |
4.80% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days |
4.75% | 4.50% | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days Non-Callable |
4.80% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 150 days |
4.25% | 4.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 180 days |
4.75% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 180 days Non-Callable |
4.80% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
151 to 180 days |
4.75% | 5.00% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 332 days |
5.00% | 5.25% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 210 days |
5.00% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 210 days Non-Callable |
5.05% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 210 days |
5.00% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 210 days Non-Callable |
5.05% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 to 270 days |
5.00% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 to 270 days Non-Callable |
5.05% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 to 270 days |
5.00% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 to 270 days Non-Callable |
5.05% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to 1 year |
5.50% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to 1 year Non-Callable |
5.55% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to less than 1 year |
5.50% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days to less than 1 year Non-Callable |
5.55% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
333 days UCO 333 |
6.30% | 6.55% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
334 to 364 days |
5.00% | 5.25% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.10% | 6.35% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
5.90% | 6.35% | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year Non-Callable |
5.95% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 443 days |
6.10% | 6.60% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 2 years |
5.25% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 2 years Non-Callable |
5.30% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 2 years |
5.25% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 2 years Non-Callable |
5.30% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days UCO 444 |
6.45% | 6.95% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 to 534 days |
6.10% | 6.60% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
535 days UCO 535 |
6.60% | 7.10% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
536 days to 2 years |
6.10% | 6.60% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 999 days |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years |
5.25% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years Non-Callable |
5.30% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years |
5.25% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to 3 years Non-Callable |
5.30% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1000 days UCO Green Deposit |
6.20% | 6.70% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1001 days to 3 years |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
4.75% | 6.50% | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years Non-Callable |
4.80% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years |
4.75% | 6.50% | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years to 5 years Non-Callable |
4.80% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 1999 days |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
4.75% | — | ₹3 crore to ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
4.75% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years Non-Callable |
4.80% | — | Above ₹10 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2000 days UCO Green Deposit |
6.20% | 6.70% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2001 to 2999 days |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3000 days UCO Green Deposit |
6.20% | 6.70% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3000 days |
6.00% | 6.50% | Below ₹3 crore | 1 Oct 2025 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its fixed deposit (FD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.
As of 5 Oct 2026, UCO Bank offers 6.10% p.a. on a 1-year FD for general customers and 6.35% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 1.75% p.a. more than general customers at UCO Bank, depending on the tenure.
Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official UCO website before investing.
Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official UCO website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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