Rates verified from official source

UCO Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its fixed deposit (FD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

2%3%4%5%6%7% 7 to 14 days: 4.00% 15 to 29 days: 2.90% 15 to 30 days: 4.00% 30 to 45 days: 3.00% 31 to 45 days: 4.25% 46 to 60 days: 3.50% 46 to 90 days · Non-Callable: 4.55% 61 to 90 days: 3.50% 91 to 120 days · Non-Callable: 4.80% 91 to 180 days · Non-Callable: 4.80% 121 to 150 days: 4.25% 121 to 180 days · Non-Callable: 4.80% 151 to 180 days: 4.75% 181 to 332 days: 5.00% 181 to 210 days · Non-Callable: 5.05% 211 to 270 days · Non-Callable: 5.05% 271 days to 1 year · Non-Callable: 5.55% 271 days to less than 1 year · Non-Callable: 5.55% 333 days · UCO 333: 6.30% 334 to 364 days: 5.00% 1 year: 6.10% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to 443 days: 6.10% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to 2 years · Non-Callable: 5.30% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · UCO 444: 6.45% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 445 to 534 days: 6.10% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 535 days · UCO 535: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 536 days to 2 years: 6.10% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to 999 days: 6.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 2 years to 3 years · Non-Callable: 5.30% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days · UCO Green Deposit: 6.20% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1001 days to 3 years: 6.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years to 5 years: 6.00% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years to 1999 days: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 5 years · Non-Callable: 4.80% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2000 days · UCO Green Deposit: 6.20% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2001 to 2999 days: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 3000 days · UCO Green Deposit: 6.20% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 3000 days: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d15d1m1m2m2m2m3m3m4m4m5m6m6m7m9m9m11m11m1y366d366d444d445d535d536d731d731d1000d1001d1096d1826d1826d2000d2001d3000d3001d General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7% 7 to 14 days: 3.15% (General: 2.90%) 15 to 29 days: 3.15% (General: 2.90%) 30 to 45 days: 3.25% (General: 3.00%) 46 to 60 days: 3.75% (General: 3.50%) 61 to 90 days: 3.75% (General: 3.50%) 91 to 120 days: 4.50% (General: 4.25%) 121 to 150 days: 4.50% (General: 4.25%) 151 to 180 days: 5.00% (General: 4.75%) 181 to 332 days: 5.25% (General: 5.00%) 333 days · UCO 333: 6.55% (General: 6.30%) 334 to 364 days: 5.25% (General: 5.00%) 1 year: 6.35% (General: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to 443 days: 6.60% (General: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · UCO 444: 6.95% (General: 6.45%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 534 days: 6.60% (General: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 535 days · UCO 535: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 536 days to 2 years: 6.60% (General: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to 999 days: 6.50% (General: 6.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days · UCO Green Deposit: 6.70% (General: 6.20%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1001 days to 3 years: 6.50% (General: 6.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years to 5 years: 6.50% (General: 6.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years to 1999 days: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2000 days · UCO Green Deposit: 6.70% (General: 6.20%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2001 to 2999 days: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 3000 days · UCO Green Deposit: 6.70% (General: 6.20%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 3000 days: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m4m5m6m11m11m1y366d444d445d535d536d731d1000d1001d1096d1826d2000d2001d3000d3001d Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 14 days: 3.15% (Senior: 3.15%) 15 to 29 days: 3.15% (Senior: 3.15%) 30 to 45 days: 3.25% (Senior: 3.25%) 46 to 60 days: 3.75% (Senior: 3.75%) 61 to 90 days: 3.75% (Senior: 3.75%) 91 to 120 days: 4.50% (Senior: 4.50%) 121 to 150 days: 4.50% (Senior: 4.50%) 151 to 180 days: 5.00% (Senior: 5.00%) 181 to 332 days: 5.25% (Senior: 5.25%) 333 days · UCO 333: 6.55% (Senior: 6.55%) 334 to 364 days: 5.25% (Senior: 5.25%) 1 year: 6.35% (Senior: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 1 year to 443 days: 6.60% (Senior: 6.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · UCO 444: 6.95% (Senior: 6.95%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 534 days: 6.60% (Senior: 6.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 535 days · UCO 535: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 536 days to 2 years: 6.60% (Senior: 6.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Above 2 years to 999 days: 6.50% (Senior: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days · UCO Green Deposit: 6.70% (Senior: 6.70%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1001 days to 3 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Above 3 years to 5 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years to 1999 days: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2000 days · UCO Green Deposit: 6.70% (Senior: 6.70%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 2001 to 2999 days: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 3000 days · UCO Green Deposit: 6.70% (Senior: 6.70%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Above 3000 days: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m4m5m6m11m11m1y366d444d445d535d536d731d1000d1001d1096d1826d2000d2001d3000d3001d Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
2.90% 3.15% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
4.00% 3.15% ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
Non-Callable
4.00% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
4.00% 3.15% Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
Non-Callable
4.00% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 29 days
2.90% 3.15% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
4.00% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
Non-Callable
4.00% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
4.00% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
Non-Callable
4.00% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
30 to 45 days
3.00% 3.25% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
4.25% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
Non-Callable
4.25% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
4.25% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
Non-Callable
4.25% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
3.50% 3.75% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
4.50% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
Non-Callable
4.55% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
4.50% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
Non-Callable
4.55% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
61 to 90 days
3.50% 3.75% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 120 days
4.25% 4.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 180 days
4.75% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 180 days
Non-Callable
4.80% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 120 days
4.75% 4.50% Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 120 days
Non-Callable
4.80% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
121 to 150 days
4.25% 4.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
121 to 180 days
4.75% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
121 to 180 days
Non-Callable
4.80% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
151 to 180 days
4.75% 5.00% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 332 days
5.00% 5.25% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 210 days
5.00% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 210 days
Non-Callable
5.05% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 210 days
5.00% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 210 days
Non-Callable
5.05% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
211 to 270 days
5.00% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
211 to 270 days
Non-Callable
5.05% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
211 to 270 days
5.00% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
211 to 270 days
Non-Callable
5.05% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 days to 1 year
5.50% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 days to 1 year
Non-Callable
5.55% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 days to less than 1 year
5.50% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 days to less than 1 year
Non-Callable
5.55% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
333 days
UCO 333
6.30% 6.55% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
334 to 364 days
5.00% 5.25% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
6.10% 6.35% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
5.90% 6.35% Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
Non-Callable
5.95% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 443 days
6.10% 6.60% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 2 years
5.25% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 2 years
Non-Callable
5.30% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 2 years
5.25% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 1 year to 2 years
Non-Callable
5.30% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
UCO 444
6.45% 6.95% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 to 534 days
6.10% 6.60% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
535 days
UCO 535
6.60% 7.10% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
536 days to 2 years
6.10% 6.60% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to 999 days
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to 3 years
5.25% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to 3 years
Non-Callable
5.30% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to 3 years
5.25% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 2 years to 3 years
Non-Callable
5.30% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1000 days
UCO Green Deposit
6.20% 6.70% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1001 days to 3 years
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
4.75% 6.50% ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
Non-Callable
4.80% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
4.75% 6.50% Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3 years to 5 years
Non-Callable
4.80% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 5 years to 1999 days
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 5 years
4.75% — ₹3 crore to ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 5 years
4.75% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 5 years
Non-Callable
4.80% — Above ₹10 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
2000 days
UCO Green Deposit
6.20% 6.70% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
2001 to 2999 days
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
3000 days
UCO Green Deposit
6.20% 6.70% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Above 3000 days
6.00% 6.50% Below ₹3 crore
1 Oct 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

UCO Fixed Deposit: frequently asked questions

What is the highest UCO Fixed Deposit interest rate?

As of 5 Oct 2026, UCO Bank offers up to 6.60% p.a. on its fixed deposit (FD) (535 days) for general customers and 7.10% p.a. (535 days) for senior citizens. Rates below are as published by the bank — confirm with UCO before investing.

What is the UCO 1 year FD interest rate?

As of 5 Oct 2026, UCO Bank offers 6.10% p.a. on a 1-year FD for general customers and 6.35% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at UCO?

Yes. Senior citizens (60+) earn up to 1.75% p.a. more than general customers at UCO Bank, depending on the tenure.

Is my fixed deposit (FD) with UCO insured?

Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UCO rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official UCO website before investing.

Good to know

Deposits with UCO Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official UCO website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.