Rates verified from official source

Magadh District Central Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Magadh District Central Co-operative Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 to 2 years) for general customers. Rates below are as published by the bank — confirm with Magadh DCCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 14 days: 3.50% 15 to 29 days: 4.25% 30 to 45 days: 5.25% 46 to 90 days: 5.75% 91 to 180 days: 5.75% 181 to 364 days: 5.75% 1 to 2 years: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 6.75% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.70% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years: 6.60% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y5y 3.504.255.255.755.755.757.006.756.706.60 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 14 days: 3.50% (General: 3.50%) 15 to 29 days: 4.25% (General: 4.25%) 30 to 45 days: 5.25% (General: 5.25%) 46 to 90 days: 5.75% (General: 5.75%) 91 to 180 days: 5.75% (General: 5.75%) 181 to 364 days: 5.75% (General: 5.75%) 1 to 2 years: 7.00% (General: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 6.75% (General: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.70% (General: 6.70%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years: 6.60% (General: 6.60%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y5y 3.504.255.255.755.755.757.006.756.706.60 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 14 days: 3.50% (Senior: 3.50%) 15 to 29 days: 4.25% (Senior: 4.25%) 30 to 45 days: 5.25% (Senior: 5.25%) 46 to 90 days: 5.75% (Senior: 5.75%) 91 to 180 days: 5.75% (Senior: 5.75%) 181 to 364 days: 5.75% (Senior: 5.75%) 1 to 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 to 5 years: 6.70% (Senior: 6.70%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 5 years: 6.60% (Senior: 6.60%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y5y 3.504.255.255.755.755.757.006.756.706.60 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
3.50% 3.50% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
15 to 29 days
4.25% 4.25% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
30 to 45 days
5.25% 5.25% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
46 to 90 days
5.75% 5.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
91 to 180 days
5.75% 5.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
181 to 364 days
5.75% 5.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
1 to 2 years
7.00% 7.00% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
2 to 3 years
6.75% 6.75% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
3 to 5 years
6.70% 6.70% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Above 5 years
6.60% 6.60% Any amount
1 Jan 2024
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Magadh DCCB Fixed Deposit: frequently asked questions

What is the highest Magadh DCCB Fixed Deposit interest rate?

As of 5 Oct 2026, Magadh District Central Co-operative Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 to 2 years) for general customers. Rates below are as published by the bank — confirm with Magadh DCCB before investing.

What is the Magadh DCCB 1 year FD interest rate?

As of 5 Oct 2026, Magadh District Central Co-operative Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Magadh DCCB?

Magadh District Central Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is my fixed deposit (FD) with Magadh DCCB insured?

Deposits with Magadh District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Magadh DCCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jan 2024. Rates can change without notice, so verify on the official Magadh DCCB website before investing.

Good to know

Deposits with Magadh District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Magadh DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.