The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Vardhaman Mahila Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 30 days |
4.25% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
31 to 90 days |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
91 to 180 days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
181 to less than 1 year |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
1 year to less than 3 years |
8.00% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
450 days 450-day FD |
8.50% | 9.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
3 years to 5 years |
8.50% | 9.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
Above 5 years |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
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Vardhaman Mahila Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%Before you book
Vardhaman Mahila Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Vardhaman Mahila Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. offers up to 8.50% p.a. on its fixed deposit (FD) (450 days) for general customers and 9.00% p.a. (450 days) for senior citizens. Rates below are as published by the bank. Confirm with Vardhaman Mahila Co-op Bank before investing.
What is the Vardhaman Mahila Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vardhaman Mahila Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vardhaman Mahila Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. offers 8.50% p.a. on a 3-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vardhaman Mahila Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. offers 8.50% p.a. on a 5-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vardhaman Mahila Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd., depending on the tenure.
When did Vardhaman Mahila Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.
What fixed deposit (FD) tenures does Vardhaman Mahila Co-op Bank offer?
The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 to 30 days” to “Above 5 years”.
Does Vardhaman Mahila Co-op Bank have special fixed deposit (FD) schemes?
The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd.'s rate table lists these named schemes (1): 450-day FD. Check eligibility and end dates with the bank.
Does Vardhaman Mahila Co-op Bank pay more than the Post Office Time Deposit?
The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.50% (PO 7.10%), 5y 8.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vardhaman Mahila Co-op Bank's 1-year FD rate rank?
The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd.'s 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vardhaman Mahila Co-op Bank insured?
Deposits with The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vardhaman Mahila Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Vardhaman Mahila Co-op Bank website before investing.
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Good to know
- Deposits with The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vardhaman Mahila Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vardhaman Mahila Co-op Bank, depending on the tenure.
- Vardhaman Mahila Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Vardhaman Mahila Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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