Jila Sahakari Kendriya Bank Maryadit, Guna Fixed Deposit interest rates · November 2026
What will my FD earn at Guna DCC Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.55% | 4.05% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 days to 30 days |
3.75% | 4.25% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
31 days to 45 days |
3.80% | 4.30% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 59 days |
5.50% | 6.00% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
60 days to 90 days |
5.55% | 6.05% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 179 days |
5.60% | 6.10% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
180 days to 270 days |
6.30% | 6.80% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
271 days to 364 days |
6.55% | 7.05% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 1 year to 2 years |
7.30% | 7.80% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 2 years to 10 years 3 slabs at this rate |
7.10% | 7.60% | Any amount | 1 Oct 2024 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Compare Guna DCC Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Guna DCC Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
2 years
7.30%Before you book
Guna DCC Bank Fixed Deposit: frequently asked questions
What is the highest Guna DCC Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Guna offers up to 7.30% p.a. on its fixed deposit (FD) (Above 1 year to 2 years) for general customers and 7.80% p.a. (Above 1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Guna DCC Bank before investing.
What is the Guna DCC Bank 2-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Guna offers 7.30% p.a. on a 2-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guna DCC Bank 3-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Guna offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guna DCC Bank 5-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Guna offers 7.10% p.a. on a 5-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Guna DCC Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jila Sahakari Kendriya Bank Maryadit, Guna, depending on the tenure.
When did Guna DCC Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Jila Sahakari Kendriya Bank Maryadit, Guna's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Guna DCC Bank offer?
Jila Sahakari Kendriya Bank Maryadit, Guna's published fixed deposit (FD) rate table has 12 tenure bands, from “7 days to 14 days” to “Above 5 years to 10 years”.
Does Guna DCC Bank pay more than the Post Office Time Deposit?
Jila Sahakari Kendriya Bank Maryadit, Guna pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 2y 7.30% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Guna DCC Bank insured?
Deposits with Jila Sahakari Kendriya Bank Maryadit, Guna are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Guna DCC Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2024. Rates can change without notice, so verify on the official Guna DCC Bank website before investing.
More Guna DCC Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Guna DCC Bank with similar banks
Nearby banks paying a little more at 2 years
Best FD rates among district co-operative banks → Best FD rates in Madhya Pradesh →
Good to know
- Deposits with Jila Sahakari Kendriya Bank Maryadit, Guna are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Guna DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Guna DCC Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Guna DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.