SSMS Bank, Athani Fixed Deposit interest rates · November 2026
What will my FD earn at SSMS Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 days |
5.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 180 days |
6.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 364 days |
7.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 year and above |
7.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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SSMS Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%- The page prints no effective date and no senior-citizen rate
Before you book
SSMS Bank Fixed Deposit: frequently asked questions
What is the highest SSMS Bank Fixed Deposit interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers up to 7.50% p.a. on its fixed deposit (FD) (1 year and above) for general customers. Rates below are as published by the bank. Confirm with SSMS Bank before investing.
What is the SSMS Bank 1-year FD interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers 7.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the SSMS Bank 2-year FD interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers 7.50% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the SSMS Bank 3-year FD interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers 7.50% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the SSMS Bank 5-year FD interest rate?
As of 14 Nov 2026, SSMS Bank, Athani offers 7.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at SSMS Bank?
SSMS Bank, Athani does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did SSMS Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to SSMS Bank, Athani's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does SSMS Bank offer?
SSMS Bank, Athani's published fixed deposit (FD) rate table has 4 tenure bands, from “30 days to 45 days” to “1 year and above”.
Does SSMS Bank pay more than the Post Office Time Deposit?
SSMS Bank, Athani pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does SSMS Bank's 1-year FD rate rank?
SSMS Bank, Athani's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with SSMS Bank insured?
Deposits with SSMS Bank, Athani are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these SSMS Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official SSMS Bank website before investing.
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Good to know
- Deposits with SSMS Bank, Athani are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- SSMS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official SSMS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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