As of 5 Oct 2026, Punjab Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (1 year to < 2 years) for general customers and 7.10% p.a. (1 year to < 2 years) for senior citizens. Rates below are as published by the bank — confirm with PGB before investing.
Estimate returns at PGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7–45 days |
3.50% | 4.00% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
46–90 days |
4.75% | 5.25% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
91–180 days |
5.50% | 6.00% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
181 days to < 1 year |
6.00% | 6.50% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
1 year to < 2 years |
6.60% | 7.10% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
2 years to < 3 years |
6.40% | 6.90% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
3 years to < 5 years |
6.40% | 6.90% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
|
5 years to 10 years |
6.25% | 6.75% | Any amount | 1 Sept 2026 under verification |
aggregator sourced from third-party |
As of 5 Oct 2026, Punjab Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (1 year to < 2 years) for general customers and 7.10% p.a. (1 year to < 2 years) for senior citizens. Rates below are as published by the bank — confirm with PGB before investing.
As of 5 Oct 2026, Punjab Gramin Bank offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Punjab Gramin Bank, depending on the tenure.
Deposits with Punjab Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official PGB website before investing.
Deposits with Punjab Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official PGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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