Dombivli Nagari Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
DNS Bank's best Fixed Deposit rate is 6.90% (Above 2 years to 3 years), 1.60 points below the best on the market (8.50%).
- Seniors: up to 7.25% (Above 2 years to 3 years), 0.35 points above the general rate for that tenure.
Showing 10 of 21 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 45 days Below ₹1 crore (retail) |
2.50% | 2.50% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
15 to 45 days ₹1 crore and above (bulk) |
2.50% | 2.50% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
46 to 90 days Below ₹1 crore (retail) |
4.00% | 4.00% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
46 to 90 days ₹1 crore and above (bulk) |
4.00% | 4.00% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
91 days to 180 days Below ₹1 crore (retail) |
5.00% | 5.00% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
91 days to 180 days ₹1 crore and above (bulk) |
5.00% | 5.00% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
181 days to 300 days Below ₹1 crore (retail) |
6.00% | 6.00% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
181 days to 300 days ₹1 crore and above (bulk) |
6.00% | 6.00% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
301 days to upto 1 year Below ₹1 crore (retail) |
6.50% | 6.50% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
301 days to upto 1 year ₹1 crore and above (bulk) |
6.50% | 6.50% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 1 year to 15 M Below ₹1 crore (retail) |
6.60% | 6.95% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 1 year to 15 M ₹1 crore and above (bulk) |
6.60% | 6.95% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 15 M to 2 Y Below ₹1 crore (retail) |
6.75% | 7.10% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 16 Oct 2026 |
Above 15 M to 2 Y ₹1 crore and above (bulk) |
7.25% | 7.25% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 2 years to 3 years Below ₹1 crore (retail) |
6.90% | 7.25% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 16 Oct 2026 |
Above 2 years to 3 years ₹1 crore and above (bulk) |
7.25% | 7.25% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 3 years to 5 years Below ₹1 crore (retail) |
6.65% | 7.00% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 3 years to 5 years ₹1 crore and above (bulk) |
6.65% | 7.00% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
60 months Shubhamkar Deposit (Tax Saving) |
6.25% | 6.60% | Up to ₹1.50 lakh per F.Y. | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 5 years to 10 years Below ₹1 crore (retail) |
6.40% | 6.75% | Below ₹1 crore (retail) | 29 Jun 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
Above 5 years to 10 years ₹1 crore and above (bulk) |
6.40% | 6.75% | ₹1 crore and above (bulk) | 29 Jul 2026 | official fetched 15 Oct 2026 ✓ verified 16 Oct 2026 |
No rates match these filters.
DNS Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.50% | ~3 years6.90% | ~5 years6.65% | ~10 years6.40% |
|---|---|---|---|---|
| ₹50,000 | ₹53,330₹271/mo | ₹61,391₹288/mo | ₹69,532₹277/mo | ₹94,345₹267/mo |
| ₹1 lakh | ₹1,06,660₹542/mo | ₹1,22,781₹575/mo | ₹1,39,064₹554/mo | ₹1,88,690₹533/mo |
| ₹2 lakh | ₹2,13,320₹1,083/mo | ₹2,45,563₹1,150/mo | ₹2,78,129₹1,108/mo | ₹3,77,380₹1,067/mo |
| ₹5 lakh | ₹5,33,301₹2,708/mo | ₹6,13,907₹2,875/mo | ₹6,95,322₹2,771/mo | ₹9,43,449₹2,667/mo |
| ₹10 lakh | ₹10,66,602₹5,417/mo | ₹12,27,813₹5,750/mo | ₹13,90,643₹5,542/mo | ₹18,86,898₹5,333/mo |
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare DNS Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when DNS Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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- Interest option as published: Quarterly Cumu. & Payout
Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than DNS Bank
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DNS Bank Fixed Deposit rate changes
Changes to DNS Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 15 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to DNS Bank's fixed deposit (FD) rates has been recorded since tracking started on 15 Oct 2026.
Compare DNS Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
DNS Bank Fixed Deposit: frequently asked questions
What is the highest DNS Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Dombivli Nagari Sahakari Bank Ltd. offers up to 6.90% p.a. on its fixed deposit (FD) (Above 2 years to 3 years) for general customers and 7.25% p.a. (Above 2 years to 3 years) for senior citizens. Rates below are as published by the bank — confirm with DNS Bank before investing.
What is the DNS Bank 1-year FD interest rate?
As of 18 Oct 2026, Dombivli Nagari Sahakari Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jun 2026 and was last verified 16 Oct 2026. Source: the bank's official rate page.
What is the DNS Bank 2-year FD interest rate?
As of 18 Oct 2026, Dombivli Nagari Sahakari Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jun 2026 and was last verified 16 Oct 2026. Source: the bank's official rate page.
What is the DNS Bank 3-year FD interest rate?
As of 18 Oct 2026, Dombivli Nagari Sahakari Bank Ltd. offers 6.90% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jun 2026 and was last verified 16 Oct 2026. Source: the bank's official rate page.
What is the DNS Bank 5-year FD interest rate?
As of 18 Oct 2026, Dombivli Nagari Sahakari Bank Ltd. offers 6.65% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jun 2026 and was last verified 16 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at DNS Bank?
Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Dombivli Nagari Sahakari Bank Ltd., depending on the tenure.
When did DNS Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Dombivli Nagari Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 15 Oct 2026.
What fixed deposit (FD) tenures does DNS Bank offer?
Dombivli Nagari Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “15 to 45 days” to “Above 5 years to 10 years”.
Does DNS Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Dombivli Nagari Sahakari Bank Ltd.'s table lists separate bands: Below ₹1 crore (retail); ₹1 crore and above (bulk); Up to ₹1.50 lakh per F.Y.. Each row shows the band it applies to.
Does DNS Bank have special fixed deposit (FD) schemes?
Dombivli Nagari Sahakari Bank Ltd.'s rate table lists these named schemes (1): Shubhamkar Deposit (Tax Saving). Check eligibility and end dates with the bank.
Does DNS Bank pay more than the Post Office Time Deposit?
Dombivli Nagari Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.90% (PO 7.10%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does DNS Bank's 1-year FD rate rank?
Dombivli Nagari Sahakari Bank Ltd.'s 1-year general FD rate of 6.50% ranks #142 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with DNS Bank insured?
Deposits with Dombivli Nagari Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DNS Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 29 Jun 2026. Rates can change without notice, so verify on the official DNS Bank website before investing.
More DNS Bank rates
Fixed Deposit rates at other banks
Good to know
- Deposits with Dombivli Nagari Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DNS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.35% p.a. more than general customers at DNS Bank, depending on the tenure.
- DNS Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official DNS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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