Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith Fixed Deposit interest rates · November 2026
What will my FD earn at Chatrapati Shivaji Maharaj Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
45 to 90 Days |
5.75% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 to 180 Days |
6.50% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 to 365 Days |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
1 year to Above 4 Years 2 slabs at this rate |
9.00% | 9.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Compare Chatrapati Shivaji Maharaj Sahakari Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Chatrapati Shivaji Maharaj Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
9.00%Before you book
Chatrapati Shivaji Maharaj Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Chatrapati Shivaji Maharaj Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith offers up to 9.00% p.a. on its fixed deposit (FD) (1 year to 4 years) for general customers and 9.50% p.a. (1 year to 4 years) for senior citizens. Rates below are as published by the bank. Confirm with Chatrapati Shivaji Maharaj Sahakari Bank before investing.
What is the Chatrapati Shivaji Maharaj Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith offers 9.00% p.a. on a 1-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chatrapati Shivaji Maharaj Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith offers 9.00% p.a. on a 2-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chatrapati Shivaji Maharaj Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith offers 9.00% p.a. on a 3-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chatrapati Shivaji Maharaj Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith offers 9.00% p.a. on a 5-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Chatrapati Shivaji Maharaj Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith, depending on the tenure.
When did Chatrapati Shivaji Maharaj Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Chatrapati Shivaji Maharaj Sahakari Bank offer?
Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith's published fixed deposit (FD) rate table has 5 tenure bands, from “45 to 90 Days” to “Above 4 Years”.
Does Chatrapati Shivaji Maharaj Sahakari Bank pay more than the Post Office Time Deposit?
Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 9.00% (PO 6.90%), 2y 9.00% (PO 7.00%), 3y 9.00% (PO 7.10%), 5y 9.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Chatrapati Shivaji Maharaj Sahakari Bank's 1-year FD rate rank?
Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith's 1-year general FD rate of 9.00% ranks #3 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Chatrapati Shivaji Maharaj Sahakari Bank insured?
Deposits with Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Chatrapati Shivaji Maharaj Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Chatrapati Shivaji Maharaj Sahakari Bank website before investing.
More Chatrapati Shivaji Maharaj Sahakari Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Chatrapati Shivaji Maharaj Sahakari Bank with similar banks
Next banks down at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Karnataka →
Good to know
- Deposits with Shri Chatrapati Shivaji Maharaj Sahakari Bank Niyamith are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Chatrapati Shivaji Maharaj Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Chatrapati Shivaji Maharaj Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Chatrapati Shivaji Maharaj Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Chatrapati Shivaji Maharaj Sahakari Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.