Australia and New Zealand Banking Group (India) Fixed Deposit interest rates · November 2026
What will my FD earn at ANZ India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 7 days |
3.50% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 7 Nov 2026 |
8 days to 14 days |
1.76% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
15 days to 29 days |
1.88% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
30 days to 60 days |
3.00% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
61 days to 90 days |
3.25% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 120 days |
4.44% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
121 days to 150 days |
4.66% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
151 days to 180 days |
4.88% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 270 days |
5.35% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
271 days to 365 days |
5.31% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
366 days to 730 days |
5.47% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
731 days to 1095 days |
5.62% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1096 days to 1460 days |
5.86% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1461 days to 1825 days |
5.85% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1826 days to 2555 days |
5.98% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
2556 days to 3650 days |
6.15% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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ANZ India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.31%- domestic deposits from ₹1,000 to below ₹3 crore (the sheet's first slab); the sheet mentions special senior-citizen rates but prints none
Before you book
ANZ India Fixed Deposit: frequently asked questions
What is the highest ANZ India Fixed Deposit interest rate?
As of 14 Nov 2026, Australia and New Zealand Banking Group (India) offers up to 6.15% p.a. on its fixed deposit (FD) (2556 days to 3650 days) for general customers. Rates below are as published by the bank. Confirm with ANZ India before investing.
What is the ANZ India 1-year FD interest rate?
As of 14 Nov 2026, Australia and New Zealand Banking Group (India) offers 5.31% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANZ India 2-year FD interest rate?
As of 14 Nov 2026, Australia and New Zealand Banking Group (India) offers 5.47% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANZ India 3-year FD interest rate?
As of 14 Nov 2026, Australia and New Zealand Banking Group (India) offers 5.62% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANZ India 5-year FD interest rate?
As of 14 Nov 2026, Australia and New Zealand Banking Group (India) offers 5.85% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ANZ India?
Australia and New Zealand Banking Group (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did ANZ India last change its Fixed Deposit rates?
Australia and New Zealand Banking Group (India) last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 13 Nov 2026: the general rate for 8 days to 14 days went from 1.58% to 1.76%. RateScan.in has tracked ANZ India's rates since 7 Nov 2026.
What fixed deposit (FD) tenures does ANZ India offer?
Australia and New Zealand Banking Group (India)'s published fixed deposit (FD) rate table has 16 tenure bands, from “7 days to 7 days” to “2556 days to 3650 days”.
Does ANZ India pay more than the Post Office Time Deposit?
Australia and New Zealand Banking Group (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.31% (PO 6.90%), 2y 5.47% (PO 7.00%), 3y 5.62% (PO 7.10%), 5y 5.85% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does ANZ India's 1-year FD rate rank?
Australia and New Zealand Banking Group (India)'s 1-year general FD rate of 5.31% ranks #972 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with ANZ India insured?
Deposits with Australia and New Zealand Banking Group (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ANZ India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Nov 2026. Rates can change without notice, so verify on the official ANZ India website before investing.
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Good to know
- Deposits with Australia and New Zealand Banking Group (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ANZ India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official ANZ India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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