Rates verified from official source

Alavi Co-Operative Bank Ltd. Fixed Deposit interest rates · October 2026

Alavi Bank's best Fixed Deposit rate is 6.50% (From 1 Year To 5 Year), 1.75 points below the best on the market (8.25%).

  • Seniors: up to 7.25% (From 1 Year To 5 Year), 0.75 points above the general rate for that tenure.
TenureGeneralSeniorApplies toEffective OnSource
From 46 Days To 90 Days
5.00% 5.25% Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
From 91 Days To 180 Days
5.50% 5.75% Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
From 181 Days To Below 1 Year
6.00% 6.25% Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026
From 1 Year To 5 Year
6.50% 7.25% Any amount
18 Oct 2026
official
fetched 10 Oct 2026
✓ verified 18 Oct 2026

Alavi Bank FD returns at a glance based on investment amount

Deposit~1 year6.50%~3 years6.50%~5 years6.50%
₹50,000₹53,330₹271/mo₹60,670₹271/mo₹69,021₹271/mo
₹1 lakh₹1,06,660₹542/mo₹1,21,341₹542/mo₹1,38,042₹542/mo
₹2 lakh₹2,13,320₹1,083/mo₹2,42,682₹1,083/mo₹2,76,084₹1,083/mo
₹5 lakh₹5,33,301₹2,708/mo₹6,06,704₹2,708/mo₹6,90,210₹2,708/mo
₹10 lakh₹10,66,602₹5,417/mo₹12,13,408₹5,417/mo₹13,80,420₹5,417/mo

Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare Alavi Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Alavi Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

Alavi Bank

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General rate by tenure (% p.a.)

4.50%5%5.50%6%6.50%7% 2m3m6m1y 5.005.506.006.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Senior rate by tenure (% p.a.)

4.50%5%5.50%6%6.50%7%7.50% 2m3m6m1y 5.255.756.257.25 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

Senior rate by tenure (% p.a.)

4.50%5%5.50%6%6.50%7%7.50% 2m3m6m1y 5.255.756.257.25 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Alavi Bank Fixed Deposit rate changes

Changes to Alavi Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Alavi Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.

Alavi Bank Fixed Deposit: frequently asked questions

What is the highest Alavi Bank Fixed Deposit interest rate?

As of 18 Oct 2026, Alavi Co-Operative Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (From 1 Year To 5 Year) for general customers and 7.25% p.a. (From 1 Year To 5 Year) for senior citizens. Rates below are as published by the bank — confirm with Alavi Bank before investing.

See today's top interest rates →

What is the Alavi Bank 1-year FD interest rate?

As of 18 Oct 2026, Alavi Co-Operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

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What is the Alavi Bank 2-year FD interest rate?

As of 18 Oct 2026, Alavi Co-Operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

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What is the Alavi Bank 3-year FD interest rate?

As of 18 Oct 2026, Alavi Co-Operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

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What is the Alavi Bank 5-year FD interest rate?

As of 18 Oct 2026, Alavi Co-Operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Alavi Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Alavi Co-Operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Alavi Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Alavi Co-Operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 10 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Alavi Bank offer?

Alavi Co-Operative Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “From 46 Days To 90 Days” to “From 1 Year To 5 Year”.

Does Alavi Bank pay more than the Post Office Time Deposit?

Alavi Co-Operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Alavi Bank's 1-year FD rate rank?

Alavi Co-Operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #142 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.

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Is my fixed deposit (FD) with Alavi Bank insured?

Deposits with Alavi Co-Operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Alavi Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 18 Oct 2026. Rates can change without notice, so verify on the official Alavi Bank website before investing.

Rate movements →

Good to know

  • Deposits with Alavi Co-Operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Alavi Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Alavi Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Alavi Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.