The Jain Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Jain Co-op Bank (Delhi)?
Showing 6 of 12 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days 2 slabs at this rate Below ₹15 lakh |
5.75% | 5.75% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
15 days to 45 days 2 slabs at this rate ₹15 lakh and above |
6.10% | 6.10% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 days to 90 days Below ₹15 lakh |
6.25% | 6.25% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 days to 90 days ₹15 lakh and above |
6.60% | 6.60% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 180 days Below ₹15 lakh |
6.50% | 7.00% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days to 180 days ₹15 lakh and above |
6.85% | 7.35% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 days to 1 year Below ₹15 lakh |
7.00% | 7.50% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 1 year ₹15 lakh and above |
7.35% | 7.85% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 1 year to 3 years Below ₹15 lakh |
7.50% | 8.00% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 1 year to 3 years ₹15 lakh and above |
7.85% | 8.35% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 3 years Below ₹15 lakh |
7.25% | 7.75% | Below ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years ₹15 lakh and above |
7.60% | 8.10% | ₹15 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
No rates match these filters.
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Jain Co-op Bank (Delhi) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the sheet prints no date; the two above-Rs-15-lakh columns are the bulk-deposit rates
Before you book
Jain Co-op Bank (Delhi) Fixed Deposit: frequently asked questions
What is the highest Jain Co-op Bank (Delhi) Fixed Deposit interest rate?
As of 14 Nov 2026, The Jain Co-operative Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (above 1 year to 3 years) for general customers and 8.00% p.a. (above 1 year to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Jain Co-op Bank (Delhi) before investing.
What is the Jain Co-op Bank (Delhi) 1-year FD interest rate?
As of 14 Nov 2026, The Jain Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jain Co-op Bank (Delhi) 2-year FD interest rate?
As of 14 Nov 2026, The Jain Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jain Co-op Bank (Delhi) 3-year FD interest rate?
As of 14 Nov 2026, The Jain Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jain Co-op Bank (Delhi) 5-year FD interest rate?
As of 14 Nov 2026, The Jain Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Jain Co-op Bank (Delhi)?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Jain Co-operative Bank Ltd., depending on the tenure.
When did Jain Co-op Bank (Delhi) last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Jain Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Jain Co-op Bank (Delhi) offer?
The Jain Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 30 days” to “above 3 years”.
Does Jain Co-op Bank (Delhi) pay different fixed deposit (FD) rates by deposit size?
Yes. The Jain Co-operative Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.
Does Jain Co-op Bank (Delhi) pay more than the Post Office Time Deposit?
The Jain Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Jain Co-op Bank (Delhi)'s 1-year FD rate rank?
The Jain Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jain Co-op Bank (Delhi) insured?
Deposits with The Jain Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jain Co-op Bank (Delhi) rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Jain Co-op Bank (Delhi) website before investing.
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Good to know
- Deposits with The Jain Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jain Co-op Bank (Delhi) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jain Co-op Bank (Delhi), depending on the tenure.
Informational only. Always confirm the current rate on the official Jain Co-op Bank (Delhi) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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