United Overseas Bank Limited (India) Fixed Deposit interest rates · November 2026
What will my FD earn at UOB India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
4.60% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
15 days to 45 days 2 slabs at this rate |
4.70% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 90 days 2 slabs at this rate |
4.75% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
4.90% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 365 days |
4.95% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 1 year to 3 years |
5.05% | – | Up to ₹3 crore | 29 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Compare UOB India FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
UOB India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
4.95%- Deposits with the preclosure option, up to ₹3 crore; the sheet prints no senior-citizen rate
Before you book
UOB India Fixed Deposit: frequently asked questions
What is the highest UOB India Fixed Deposit interest rate?
As of 14 Nov 2026, United Overseas Bank Limited (India) offers up to 5.05% p.a. on its fixed deposit (FD) (Above 1 year to 3 years) for general customers. Rates below are as published by the bank. Confirm with UOB India before investing.
What is the UOB India 1-year FD interest rate?
As of 14 Nov 2026, United Overseas Bank Limited (India) offers 4.95% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 29 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UOB India 2-year FD interest rate?
As of 14 Nov 2026, United Overseas Bank Limited (India) offers 5.05% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 29 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UOB India 3-year FD interest rate?
As of 14 Nov 2026, United Overseas Bank Limited (India) offers 5.05% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 29 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at UOB India?
United Overseas Bank Limited (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did UOB India last change its Fixed Deposit rates?
RateScan.in has recorded no change to United Overseas Bank Limited (India)'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does UOB India offer?
United Overseas Bank Limited (India)'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “Above 1 year to 3 years”.
Does UOB India pay more than the Post Office Time Deposit?
United Overseas Bank Limited (India) pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 4.95% (PO 6.90%), 2y 5.05% (PO 7.00%), 3y 5.05% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does UOB India's 1-year FD rate rank?
United Overseas Bank Limited (India)'s 1-year general FD rate of 4.95% ranks #1011 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with UOB India insured?
Deposits with United Overseas Bank Limited (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these UOB India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 29 Oct 2026. Rates can change without notice, so verify on the official UOB India website before investing.
More UOB India rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare UOB India with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among foreign banks → Best FD rates in Maharashtra →
Good to know
- Deposits with United Overseas Bank Limited (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- UOB India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official UOB India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.