Shri Mahila Sewa Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Mahila Sewa Bank's best Fixed Deposit rate is 7.00% (Above 5 years), 1.05 points below the best on the market (8.05%).
- Seniors: up to 7.50% (Above 5 years), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
90 days to 364 days |
4.50% | — | Any amount | 20 May 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
365 days to 3years |
6.00% | — | Any amount | 20 May 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 3year to 5 years |
6.50% | 7.00% | Any amount | 20 May 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 5 years |
7.00% | 7.50% | Any amount | 20 May 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Mahila Sewa Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.00% | ~3 years6.00% | ~5 years6.50% | ~10 years7.00% |
|---|---|---|---|---|
| ₹50,000 | ₹53,068₹250/mo | ₹59,781₹250/mo | ₹69,021₹271/mo | ₹1,00,080₹292/mo |
| ₹1 lakh | ₹1,06,136₹500/mo | ₹1,19,562₹500/mo | ₹1,38,042₹542/mo | ₹2,00,160₹583/mo |
| ₹2 lakh | ₹2,12,273₹1,000/mo | ₹2,39,124₹1,000/mo | ₹2,76,084₹1,083/mo | ₹4,00,319₹1,167/mo |
| ₹5 lakh | ₹5,30,682₹2,500/mo | ₹5,97,809₹2,500/mo | ₹6,90,210₹2,708/mo | ₹10,00,799₹2,917/mo |
| ₹10 lakh | ₹10,61,364₹5,000/mo | ₹11,95,618₹5,000/mo | ₹13,80,420₹5,417/mo | ₹20,01,597₹5,833/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Mahila Sewa Bank Fixed Deposit rate changes
Changes to Mahila Sewa Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Mahila Sewa Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Mahila Sewa Bank with similar banks
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Mahila Sewa Bank Fixed Deposit: frequently asked questions
What is the highest Mahila Sewa Bank Fixed Deposit interest rate?
As of 22 Oct 2026, Shri Mahila Sewa Sahakari Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 5 years) for general customers and 7.50% p.a. (Above 5 years) for senior citizens. Rates below are as published by the bank — confirm with Mahila Sewa Bank before investing.
What is the Mahila Sewa Bank 1-year FD interest rate?
As of 22 Oct 2026, Shri Mahila Sewa Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Mahila Sewa Bank 2-year FD interest rate?
As of 22 Oct 2026, Shri Mahila Sewa Sahakari Bank Ltd. offers 6.00% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Mahila Sewa Bank 3-year FD interest rate?
As of 22 Oct 2026, Shri Mahila Sewa Sahakari Bank Ltd. offers 6.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Mahila Sewa Bank 5-year FD interest rate?
As of 22 Oct 2026, Shri Mahila Sewa Sahakari Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahila Sewa Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Mahila Sewa Sahakari Bank Ltd., depending on the tenure.
When did Mahila Sewa Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shri Mahila Sewa Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Mahila Sewa Bank offer?
Shri Mahila Sewa Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “90 days to 364 days” to “Above 5 years”.
Does Mahila Sewa Bank pay more than the Post Office Time Deposit?
Shri Mahila Sewa Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mahila Sewa Bank's 1-year FD rate rank?
Shri Mahila Sewa Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #271 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Mahila Sewa Bank insured?
Deposits with Shri Mahila Sewa Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mahila Sewa Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 20 May 2023. Rates can change without notice, so verify on the official Mahila Sewa Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Shri Mahila Sewa Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahila Sewa Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mahila Sewa Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Mahila Sewa Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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