Tamil Nadu Industrial Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at TAICO Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
3.50% | 3.50% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 Days to 30 Days |
4.00% | 4.00% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
31 Days to 45 Days |
4.50% | 4.50% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 Days to 90 Days |
5.00% | 5.00% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 Days to 120 Days |
5.50% | 5.50% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
121 Days to 180 Days |
6.00% | 6.00% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 Days to 364 Days |
6.75% | 7.25% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year |
7.50% | 8.00% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
13 Months to 24 Months |
7.80% | 8.30% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
25 Months to 36 Months |
7.90% | 8.40% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
37 Months Upto 60 Months |
8.00% | 8.50% | Below ₹1 crore | 3 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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TAICO Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
TAICO Bank Fixed Deposit: frequently asked questions
What is the highest TAICO Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Tamil Nadu Industrial Co-operative Bank offers up to 8.00% p.a. on its fixed deposit (FD) (37 Months Upto 60 Months) for general customers and 8.50% p.a. (37 Months Upto 60 Months) for senior citizens. Rates below are as published by the bank. Confirm with TAICO Bank before investing.
What is the TAICO Bank 1-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Industrial Co-operative Bank offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TAICO Bank 2-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Industrial Co-operative Bank offers 7.80% p.a. on a 2-year FD for general customers and 8.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TAICO Bank 3-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Industrial Co-operative Bank offers 7.90% p.a. on a 3-year FD for general customers and 8.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the TAICO Bank 5-year FD interest rate?
As of 14 Nov 2026, Tamil Nadu Industrial Co-operative Bank offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at TAICO Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Tamil Nadu Industrial Co-operative Bank, depending on the tenure.
When did TAICO Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Tamil Nadu Industrial Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does TAICO Bank offer?
Tamil Nadu Industrial Co-operative Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 Days to 14 Days” to “37 Months Upto 60 Months”.
Does TAICO Bank pay more than the Post Office Time Deposit?
Tamil Nadu Industrial Co-operative Bank pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.80% (PO 7.00%), 3y 7.90% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does TAICO Bank's 1-year FD rate rank?
Tamil Nadu Industrial Co-operative Bank's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with TAICO Bank insured?
Deposits with Tamil Nadu Industrial Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these TAICO Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Aug 2026. Rates can change without notice, so verify on the official TAICO Bank website before investing.
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Good to know
- Deposits with Tamil Nadu Industrial Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- TAICO Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at TAICO Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official TAICO Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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