Rates verified from official source

The Central Co-operative Bank Ltd., Bikaner Fixed Deposit interest rates · November 2026

Bikaner Central Co-op Bank's best Fixed Deposit rate is 7.35% (399 days), 2.15 points below the best on the market (9.50%).

  • Seniors: up to 7.85% (399 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Bikaner Central Co-op Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
Deposit amount

Showing 13 of 14 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 to 14 days
Below ₹15 lakh
4.05% 4.55% Below ₹15 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
15 to 29 days
4.35% 4.85% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
30 to 45 days
4.50% 5.00% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
46 to 90 days
4.60% 5.10% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
91 to 179 days
5.00% 5.50% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
180 to 270 days
6.30% 6.80% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
271 to less
than 1 year
6.75% 7.25% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
1 year to less
than 2 years
2 slabs at this rate
7.00% 7.50% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
399 days
399-day FD
7.35% 7.85% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
715 days
715-day FD
7.30% 7.80% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
2 years to
less than 3 years
7.05% 7.55% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
3 years to
less than 5 years
6.90% 7.40% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
5 years to
10 years
7.00% 7.50% Amount limits not stated
unavailable
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026

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Bikaner Central Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
Before you book

Bikaner Central Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Bikaner Central Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Central Co-operative Bank Ltd., Bikaner offers up to 7.35% p.a. on its fixed deposit (FD) (399 days) for general customers and 7.85% p.a. (399 days) for senior citizens. Rates below are as published by the bank. Confirm with Bikaner Central Co-op Bank before investing.

See today's top interest rates →

What is the Bikaner Central Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Central Co-operative Bank Ltd., Bikaner offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bikaner Central Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Central Co-operative Bank Ltd., Bikaner offers 7.05% p.a. on a 2-year FD for general customers and 7.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bikaner Central Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Central Co-operative Bank Ltd., Bikaner offers 6.90% p.a. on a 3-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bikaner Central Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Central Co-operative Bank Ltd., Bikaner offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Bikaner Central Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Central Co-operative Bank Ltd., Bikaner, depending on the tenure.

See today's top senior citizen rates →

When did Bikaner Central Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Central Co-operative Bank Ltd., Bikaner's fixed deposit (FD) rates since it started tracking them on 9 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Bikaner Central Co-op Bank offer?

The Central Co-operative Bank Ltd., Bikaner's published fixed deposit (FD) rate table has 12 tenure bands, from “7 to 14 days” to “5 years to 10 years”.

Does Bikaner Central Co-op Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Central Co-operative Bank Ltd., Bikaner's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above; Amount limits not stated. Each row shows the band it applies to.

Does Bikaner Central Co-op Bank have special fixed deposit (FD) schemes?

The Central Co-operative Bank Ltd., Bikaner's rate table lists these named schemes (2): 399-day FD; 715-day FD. Check eligibility and end dates with the bank.

Does Bikaner Central Co-op Bank pay more than the Post Office Time Deposit?

The Central Co-operative Bank Ltd., Bikaner pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.05% (PO 7.00%), 3y 6.90% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Bikaner Central Co-op Bank's 1-year FD rate rank?

The Central Co-operative Bank Ltd., Bikaner's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Bikaner Central Co-op Bank insured?

Deposits with The Central Co-operative Bank Ltd., Bikaner are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Bikaner Central Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Bikaner Central Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Central Co-operative Bank Ltd., Bikaner are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bikaner Central Co-op Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bikaner Central Co-op Bank, depending on the tenure.
  • Bikaner Central Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Bikaner Central Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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