Rates verified from official source

Puducherry Grama Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Puducherry Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.50% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PuduGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7–45 days: 3.50% 15- 29 days: 4.00% 30- 45 days: 4.00% 46- 90 days: 4.75% 91- 120 days: 5.10% 91–180 days: 5.50% 121- 180 days: 5.10% 181- 270 days: 5.75% 181 days to < 1 year: 6.00% 271- 364 days: 6.00% 1 year to < 2 years: 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · PuduGB 444 days: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 6.60% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and Above: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m3m4m6m6m9m1y444d2y3y5y5y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7–45 days: 4.00% (General: 3.50%) 15- 29 days: 4.50% (General: 4.00%) 30- 45 days: 4.50% (General: 4.00%) 46- 90 days: 5.25% (General: 4.75%) 91- 120 days: 5.60% (General: 5.10%) 91–180 days: 6.00% (General: 5.50%) 121- 180 days: 5.60% (General: 5.10%) 181- 270 days: 6.25% (General: 5.75%) 181 days to < 1 year: 6.50% (General: 6.00%) 271- 364 days: 6.50% (General: 6.00%) 1 year to < 2 years: 7.25% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days · PuduGB 444 days: 7.50% (General: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.10% (General: 6.60%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 years to less than 5 years: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and Above: 7.00% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m3m4m6m6m9m1y444d2y3y5y5y Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7–45 days: 4.00% (Senior: 4.00%) 15- 29 days: 4.50% (Senior: 4.50%) 30- 45 days: 4.50% (Senior: 4.50%) 46- 90 days: 5.25% (Senior: 5.25%) 91- 120 days: 5.60% (Senior: 5.60%) 91–180 days: 6.00% (Senior: 6.00%) 121- 180 days: 5.60% (Senior: 5.60%) 181- 270 days: 6.25% (Senior: 6.25%) 181 days to < 1 year: 6.50% (Senior: 6.50%) 271- 364 days: 6.50% (Senior: 6.50%) 1 year to < 2 years: 7.25% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days · PuduGB 444 days: 7.50% (Senior: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.10% (Senior: 7.10%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 years to less than 5 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and Above: 7.00% (Senior: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m3m4m6m6m9m1y444d2y3y5y5y Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7–45 days
 3.50% 4.00% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
15- 29 days
 4.00% 4.50% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
30- 45 days
 4.00% 4.50% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
46- 90 days
 4.75% 5.25% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
46–90 days
 4.75% 5.25% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
91- 120 days
 5.10% 5.60% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
91–180 days
 5.50% 6.00% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
121- 180 days
 5.10% 5.60% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
181- 270 days
 5.75% 6.25% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
181 days to < 1 year
 6.00% 6.50% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
271- 364 days
 6.00% 6.50% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
1 Year to less than 2 years
 6.60% 7.10% Below ₹1 crore
22 Sept 2026
official
1 year to < 2 years
 6.75% 7.10% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
444 days
PuduGB 444 days
 7.00% 7.50% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
2 years to less than 3 years
 6.60% 7.10% Below ₹1 crore
22 Sept 2026
official
2 years to < 3 years
 6.50% 7.10% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
3 years to less than 5 years
 6.50% 7.00% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
3 years to < 5 years
 6.50% 7.00% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
5 years and Above
 6.50% 7.00% Below ₹1 crore
22 Sept 2026
official
fetched 22 Sept 2026
5 years to 10 years
 6.25% 6.75% Any amount
1 Sept 2026
under verification
aggregator
sourced from third-party
Source ↗

PuduGB Fixed Deposit: frequently asked questions

What is the highest PuduGB Fixed Deposit interest rate?

As of 5 Oct 2026, Puducherry Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.50% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PuduGB before investing.

What is the PuduGB 1 year FD interest rate?

As of 5 Oct 2026, Puducherry Grama Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at PuduGB?

Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Puducherry Grama Bank, depending on the tenure.

Is my fixed deposit (FD) with PuduGB insured?

Deposits with Puducherry Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these PuduGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 22 Sept 2026. Rates can change without notice, so verify on the official PuduGB website before investing.

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Good to know

Deposits with Puducherry Grama Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 22 Sept 2026 · Ingested 22 Sept 2026 · View source

Informational only — always confirm the current rate on the official PuduGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.