Rates verified from official source

Raiganj Central Co-operative Bank Fixed Deposit interest rates · November 2026

RCCB Raiganj's best Fixed Deposit rate is 7.20% (777 days), 2.80 points below the best on the market (10.00%).

  • Seniors: up to 7.80% (555 days), 0.80 points above the general rate for that tenure.

What will my FD earn at RCCB Raiganj?

Estimated value after 1 year · before tax ₹5,36,456 7.10% p.a. · ₹36,456 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
07-14 days
to 15-29 days
2 slabs at this rate
3.60% 3.60% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
30-45 days
4.20% 4.20% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
46-90 days
4.50% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
91-180 days
4.75% 4.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
181-364 days
6.05% 6.05% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 Year
7.10% 7.60% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
Above 1 year to
less than 3 years
7.00% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
555 days
555-day High Income Deposit
7.00% 7.80% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
777 days
777-day High Income Deposit
7.20% 7.70% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
3 year to less
than 5 years
6.90% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
5 year to
10 years
6.50% 6.80% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026

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RCCB Raiganj FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.10%
Before you book

RCCB Raiganj Fixed Deposit: frequently asked questions

What is the highest RCCB Raiganj Fixed Deposit interest rate?

As of 14 Nov 2026, Raiganj Central Co-operative Bank offers up to 7.20% p.a. on its fixed deposit (FD) (777 days) for general customers and 7.80% p.a. (555 days) for senior citizens. Rates below are as published by the bank. Confirm with RCCB Raiganj before investing.

See today's top interest rates →

What is the RCCB Raiganj 1-year FD interest rate?

As of 14 Nov 2026, Raiganj Central Co-operative Bank offers 7.10% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the RCCB Raiganj 2-year FD interest rate?

As of 14 Nov 2026, Raiganj Central Co-operative Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the RCCB Raiganj 3-year FD interest rate?

As of 14 Nov 2026, Raiganj Central Co-operative Bank offers 6.90% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the RCCB Raiganj 5-year FD interest rate?

As of 14 Nov 2026, Raiganj Central Co-operative Bank offers 6.50% p.a. on a 5-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at RCCB Raiganj?

Yes. Senior citizens (60+) earn up to 0.80% p.a. more than general customers at Raiganj Central Co-operative Bank, depending on the tenure.

See today's top senior citizen rates →

When did RCCB Raiganj last change its Fixed Deposit rates?

RateScan.in has recorded no change to Raiganj Central Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 28 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does RCCB Raiganj offer?

Raiganj Central Co-operative Bank's published fixed deposit (FD) rate table has 10 tenure bands, from “07-14 days” to “5 year to 10 years”.

Does RCCB Raiganj have special fixed deposit (FD) schemes?

Raiganj Central Co-operative Bank's rate table lists these named schemes (2): 555-day High Income Deposit; 777-day High Income Deposit. Check eligibility and end dates with the bank.

Does RCCB Raiganj pay more than the Post Office Time Deposit?

Raiganj Central Co-operative Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.10% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.90% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does RCCB Raiganj's 1-year FD rate rank?

Raiganj Central Co-operative Bank's 1-year general FD rate of 7.10% ranks #276 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with RCCB Raiganj insured?

Deposits with Raiganj Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these RCCB Raiganj rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official RCCB Raiganj website before investing.

Rate movements →

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Best FD rates among district co-operative banks → Best FD rates in West Bengal →

Good to know

  • Deposits with Raiganj Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • RCCB Raiganj is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.80% p.a. more than general customers at RCCB Raiganj, depending on the tenure.
  • RCCB Raiganj's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official RCCB Raiganj website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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