Rates verified from official source

Bhind Nagrik Sahakari Bank Maryadit Fixed Deposit interest rates · November 2026

Bhind Nagrik Sahakari Bank's best Fixed Deposit rate is 6.65% (732 days), 3.35 points below the best on the market (10.00%).

  • Seniors: up to 7.15% (732 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Bhind Nagrik Sahakari Bank?

Estimated value after 1 year · before tax ₹5,26,771 5.25% p.a. · ₹26,771 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
3.75% – Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
46 days
to 90 days
4.00% – Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 days to
179 days
5.00% – Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
180 days
to 1 year
5.25% – Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
above 1 year
to 10 years
2 slabs at this rate
6.00% 6.50% Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
732 days
732-day deposit
6.65% 7.15% Any amount
12 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026

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Bhind Nagrik Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.25%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 732-day special deposit is listed as a named special offer
  • senior citizens get the printed extra 0.50% on deposits of 1 year and above (bank rule); Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 732-day special deposit is listed as a named special offer
Before you book

Bhind Nagrik Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Bhind Nagrik Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Bhind Nagrik Sahakari Bank Maryadit offers up to 6.65% p.a. on its fixed deposit (FD) (732 days) for general customers and 7.15% p.a. (732 days) for senior citizens. Rates below are as published by the bank. Confirm with Bhind Nagrik Sahakari Bank before investing.

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What is the Bhind Nagrik Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Bhind Nagrik Sahakari Bank Maryadit offers 5.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bhind Nagrik Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Bhind Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bhind Nagrik Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Bhind Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bhind Nagrik Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Bhind Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Bhind Nagrik Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bhind Nagrik Sahakari Bank Maryadit, depending on the tenure.

See today's top senior citizen rates →

When did Bhind Nagrik Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Bhind Nagrik Sahakari Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Bhind Nagrik Sahakari Bank offer?

Bhind Nagrik Sahakari Bank Maryadit's published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “5 years to 10 years”.

Does Bhind Nagrik Sahakari Bank have special fixed deposit (FD) schemes?

Bhind Nagrik Sahakari Bank Maryadit's rate table lists these named schemes (1): 732-day deposit. Check eligibility and end dates with the bank.

Does Bhind Nagrik Sahakari Bank pay more than the Post Office Time Deposit?

Bhind Nagrik Sahakari Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.25% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Bhind Nagrik Sahakari Bank's 1-year FD rate rank?

Bhind Nagrik Sahakari Bank Maryadit's 1-year general FD rate of 5.25% ranks #977 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Bhind Nagrik Sahakari Bank insured?

Deposits with Bhind Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Bhind Nagrik Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 12 Jan 2026. Rates can change without notice, so verify on the official Bhind Nagrik Sahakari Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Bhind Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bhind Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bhind Nagrik Sahakari Bank, depending on the tenure.
  • Bhind Nagrik Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Bhind Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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