Shikshak Bank FD returns at a glance based on investment amount
Deposit
~1 year6.15%
~3 years6.25%
~5 years5.75%
~10 years5.75%
₹50,000
₹53,147₹256/mo
₹60,224₹260/mo
₹66,518₹240/mo
₹88,494₹240/mo
₹1 lakh
₹1,06,293₹513/mo
₹1,20,448₹521/mo
₹1,33,036₹479/mo
₹1,76,987₹479/mo
₹2 lakh
₹2,12,587₹1,025/mo
₹2,40,897₹1,042/mo
₹2,66,073₹958/mo
₹3,53,974₹958/mo
₹5 lakh
₹5,31,466₹2,563/mo
₹6,02,241₹2,604/mo
₹6,65,182₹2,396/mo
₹8,84,935₹2,396/mo
₹10 lakh
₹10,62,933₹5,125/mo
₹12,04,483₹5,208/mo
₹13,30,365₹4,792/mo
₹17,69,870₹4,792/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Shikshak Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Shikshak Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Shikshak Bank
Changes to Shikshak Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Shikshak Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.
Shikshak Bank Fixed Deposit: frequently asked questions
What is the highest Shikshak Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Shikshak Sahakari Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 1 yr to 2 yrs) for general customers and 7.75% p.a. (Above 1 yr to 2 yrs) for senior citizens. Rates below are as published by the bank — confirm with Shikshak Bank before investing.
What is the Shikshak Bank 1-year FD interest rate?
As of 18 Oct 2026, Shikshak Sahakari Bank Ltd. offers 6.15% p.a. on a 1-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Shikshak Bank 2-year FD interest rate?
As of 18 Oct 2026, Shikshak Sahakari Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Shikshak Bank 3-year FD interest rate?
As of 18 Oct 2026, Shikshak Sahakari Bank Ltd. offers 6.25% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Shikshak Bank 5-year FD interest rate?
As of 18 Oct 2026, Shikshak Sahakari Bank Ltd. offers 5.75% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Shikshak Bank offer?
Shikshak Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 90 days” to “Above 3 yrs to 10 yrs”.
Does Shikshak Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Shikshak Sahakari Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore and above (bulk deposit). Each row shows the band it applies to.
Does Shikshak Bank pay more than the Post Office Time Deposit?
Shikshak Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.15% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 5.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
Shikshak Sahakari Bank Ltd.'s 1-year general FD rate of 6.15% ranks #208 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Shikshak Bank insured?
Deposits with Shikshak Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shikshak Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 3 Oct 2024. Rates can change without notice, so verify on the official Shikshak Bank website before investing.
Deposits with Shikshak Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Shikshak Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Shikshak Bank, depending on the tenure.
officialEffective 3 Oct 2024 · Ingested 18 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Shikshak Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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