Citizens Co-operative Bank Ltd., Rajkot Fixed Deposit interest rates · October 2026
Citizens Bank Rajkot's best Fixed Deposit rate is 6.75% (2 year upto 5 year), 1.75 points below the best on the market (8.50%).
- Seniors: up to 7.00% (2 year upto 5 year), 0.25 points above the general rate for that tenure.
Showing 4 of 6 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
45 days to 90 days |
3.50% | 3.50% | Any amount | 14 Jul 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 days to 364 days |
5.50% | 5.50% | Any amount | 14 Jul 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 year upto 2 year Below ₹15 lakh |
6.50% | 6.75% | Below ₹15 lakh | 14 Jul 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 year upto 2 year ₹15 lakh and above (single FD) |
7.00% | 7.25% | ₹15 lakh and above (single FD) | 1 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 year upto 5 year Below ₹15 lakh |
6.75% | 7.00% | Below ₹15 lakh | 14 Jul 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 year upto 5 year ₹15 lakh and above (single FD) |
7.25% | 7.50% | ₹15 lakh and above (single FD) | 1 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
No rates match these filters.
Citizens Bank Rajkot FD returns at a glance based on investment amount
| Deposit | ~1 year6.50% | ~3 years6.75% | ~5 years6.75% |
|---|---|---|---|
| ₹50,000 | ₹53,330₹271/mo | ₹61,120₹281/mo | ₹69,875₹281/mo |
| ₹1 lakh | ₹1,06,660₹542/mo | ₹1,22,239₹563/mo | ₹1,39,750₹563/mo |
| ₹2 lakh | ₹2,13,320₹1,083/mo | ₹2,44,479₹1,125/mo | ₹2,79,500₹1,125/mo |
| ₹5 lakh | ₹5,33,301₹2,708/mo | ₹6,11,196₹2,813/mo | ₹6,98,749₹2,813/mo |
| ₹10 lakh | ₹10,66,602₹5,417/mo | ₹12,22,393₹5,625/mo | ₹13,97,499₹5,625/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Citizens Bank Rajkot FD returns with other banks
Add up to three banks, pick an amount and a tenure.
Loading comparison…
Chart shows the Below ₹15 lakh rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chart shows the Below ₹15 lakh rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Chart shows the Below ₹15 lakh rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Citizens Bank Rajkot Fixed Deposit rate changes
Changes to Citizens Bank Rajkot's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Citizens Bank Rajkot's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Citizens Bank Rajkot with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Citizens Bank Rajkot Fixed Deposit: frequently asked questions
What is the highest Citizens Bank Rajkot Fixed Deposit interest rate?
As of 22 Oct 2026, Citizens Co-operative Bank Ltd., Rajkot offers up to 6.75% p.a. on its fixed deposit (FD) (2 year upto 5 year) for general customers and 7.00% p.a. (2 year upto 5 year) for senior citizens. Rates below are as published by the bank — confirm with Citizens Bank Rajkot before investing.
What is the Citizens Bank Rajkot 1-year FD interest rate?
As of 22 Oct 2026, Citizens Co-operative Bank Ltd., Rajkot offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Jul 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Citizens Bank Rajkot 2-year FD interest rate?
As of 22 Oct 2026, Citizens Co-operative Bank Ltd., Rajkot offers 6.50% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Jul 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Citizens Bank Rajkot 3-year FD interest rate?
As of 22 Oct 2026, Citizens Co-operative Bank Ltd., Rajkot offers 6.75% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Jul 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Citizens Bank Rajkot 5-year FD interest rate?
As of 22 Oct 2026, Citizens Co-operative Bank Ltd., Rajkot offers 6.75% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Jul 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Citizens Bank Rajkot?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Citizens Co-operative Bank Ltd., Rajkot, depending on the tenure.
When did Citizens Bank Rajkot last change its Fixed Deposit rates?
RateScan.in has recorded no change to Citizens Co-operative Bank Ltd., Rajkot's fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Citizens Bank Rajkot offer?
Citizens Co-operative Bank Ltd., Rajkot's published fixed deposit (FD) rate table has 4 tenure bands, from “45 days to 90 days” to “2 year upto 5 year”.
Does Citizens Bank Rajkot pay different fixed deposit (FD) rates by deposit size?
Yes. Citizens Co-operative Bank Ltd., Rajkot's table lists separate bands: Any amount; Below ₹15 lakh; ₹15 lakh and above (single FD). Each row shows the band it applies to.
Does Citizens Bank Rajkot pay more than the Post Office Time Deposit?
Citizens Co-operative Bank Ltd., Rajkot pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Citizens Bank Rajkot's 1-year FD rate rank?
Citizens Co-operative Bank Ltd., Rajkot's 1-year general FD rate of 6.50% ranks #177 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Citizens Bank Rajkot insured?
Deposits with Citizens Co-operative Bank Ltd., Rajkot are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Citizens Bank Rajkot rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 14 Jul 2026. Rates can change without notice, so verify on the official Citizens Bank Rajkot website before investing.
More Citizens Bank Rajkot rates
Fixed Deposit rates at other banks
Higher 1 year Fixed Deposit rates than Citizens Bank Rajkot
58 banks serving Gujarat pay more. Top picks:
Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Citizens Co-operative Bank Ltd., Rajkot are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Citizens Bank Rajkot is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Citizens Bank Rajkot, depending on the tenure.
Informational only — always confirm the current rate on the official Citizens Bank Rajkot website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.