Rates verified from official source

District Co-operative Bank Muzaffarnagar Fixed Deposit interest rates · November 2026

DCB Muzaffarnagar's best Fixed Deposit rate is 6.70% (444 days), 2.80 points below the best on the market (9.50%).

  • Seniors: up to 7.20% (444 days), 0.50 points above the general rate for that tenure.

What will my FD earn at DCB Muzaffarnagar?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
Deposit amount
Deposit type

Showing 9 of 10 rates.

TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
Callable
3.00% 3.50% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
46 days
to 90 days
Callable
4.50% 5.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
91 days to
180 days
Callable
5.00% 5.50% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
181 days
to 270 days
Callable
5.25% 5.75% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
271 days
to 364 days
Callable
5.50% 6.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 year
CallableAny amount
6.50% 7.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
above 1 year
up to 3 years
Callable
6.40% 6.90% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
444 days
444-day
6.70% 7.20% Below ₹1 crore
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
above 3 years
up to 10 years
Callable
6.35% 6.85% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026

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DCB Muzaffarnagar FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the staff additions are not ingested
  • for deposits of ₹1 crore and above, non-callable special term scheme only; Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the staff additions are not ingested
Before you book

DCB Muzaffarnagar Fixed Deposit: frequently asked questions

What is the highest DCB Muzaffarnagar Fixed Deposit interest rate?

As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with DCB Muzaffarnagar before investing.

See today's top interest rates →

What is the DCB Muzaffarnagar 1-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the DCB Muzaffarnagar 2-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the DCB Muzaffarnagar 3-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the DCB Muzaffarnagar 5-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Muzaffarnagar offers 6.35% p.a. on a 5-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at DCB Muzaffarnagar?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at District Co-operative Bank Muzaffarnagar, depending on the tenure.

See today's top senior citizen rates →

When did DCB Muzaffarnagar last change its Fixed Deposit rates?

RateScan.in has recorded no change to District Co-operative Bank Muzaffarnagar's fixed deposit (FD) rates since it started tracking them on 28 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does DCB Muzaffarnagar offer?

District Co-operative Bank Muzaffarnagar's published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 45 days” to “above 3 years up to 10 years”.

Does DCB Muzaffarnagar pay different fixed deposit (FD) rates by deposit size?

Yes. District Co-operative Bank Muzaffarnagar's table lists separate bands: Any amount; ₹1 crore and above; Below ₹1 crore. Each row shows the band it applies to.

Does DCB Muzaffarnagar have special fixed deposit (FD) schemes?

District Co-operative Bank Muzaffarnagar's rate table lists these named schemes (2): Non-callable term deposit; 444-day. Check eligibility and end dates with the bank.

Does DCB Muzaffarnagar pay more than the Post Office Time Deposit?

District Co-operative Bank Muzaffarnagar pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.35% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does DCB Muzaffarnagar's 1-year FD rate rank?

District Co-operative Bank Muzaffarnagar's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with DCB Muzaffarnagar insured?

Deposits with District Co-operative Bank Muzaffarnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DCB Muzaffarnagar rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official DCB Muzaffarnagar website before investing.

Rate movements →

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Good to know

  • Deposits with District Co-operative Bank Muzaffarnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • DCB Muzaffarnagar is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB Muzaffarnagar, depending on the tenure.
  • DCB Muzaffarnagar's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official DCB Muzaffarnagar website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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