The Vepar Udhyog Vikas Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Vepar Udhyog Bank's best Fixed Deposit rate is 6.25% (2 Year and Above), 2.75 points below the best on the market (9.00%).
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
42 days to 180 days |
5.00% | — | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 364 days |
6.00% | — | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 Year |
6.00% | — | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 Year and Above |
6.25% | — | Any amount | 22 Oct 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Vepar Udhyog Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.00% | ~3 years6.25% | ~5 years6.25% | ~10 years6.25% |
|---|---|---|---|---|
| ₹50,000 | ₹53,068₹250/mo | ₹60,224₹260/mo | ₹68,177₹260/mo | ₹92,962₹260/mo |
| ₹1 lakh | ₹1,06,136₹500/mo | ₹1,20,448₹521/mo | ₹1,36,354₹521/mo | ₹1,85,924₹521/mo |
| ₹2 lakh | ₹2,12,273₹1,000/mo | ₹2,40,897₹1,042/mo | ₹2,72,708₹1,042/mo | ₹3,71,848₹1,042/mo |
| ₹5 lakh | ₹5,30,682₹2,500/mo | ₹6,02,241₹2,604/mo | ₹6,81,770₹2,604/mo | ₹9,29,620₹2,604/mo |
| ₹10 lakh | ₹10,61,364₹5,000/mo | ₹12,04,483₹5,208/mo | ₹13,63,539₹5,208/mo | ₹18,59,239₹5,208/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Vepar Udhyog Bank Fixed Deposit rate changes
Changes to Vepar Udhyog Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Vepar Udhyog Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Vepar Udhyog Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Vepar Udhyog Bank Fixed Deposit: frequently asked questions
What is the highest Vepar Udhyog Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Vepar Udhyog Vikas Sahakari Bank Ltd. offers up to 6.25% p.a. on its fixed deposit (FD) (2 Year and Above) for general customers. Rates below are as published by the bank — confirm with Vepar Udhyog Bank before investing.
What is the Vepar Udhyog Bank 1-year FD interest rate?
As of 22 Oct 2026, The Vepar Udhyog Vikas Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Vepar Udhyog Bank 2-year FD interest rate?
As of 22 Oct 2026, The Vepar Udhyog Vikas Sahakari Bank Ltd. offers 6.25% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Vepar Udhyog Bank 3-year FD interest rate?
As of 22 Oct 2026, The Vepar Udhyog Vikas Sahakari Bank Ltd. offers 6.25% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Vepar Udhyog Bank 5-year FD interest rate?
As of 22 Oct 2026, The Vepar Udhyog Vikas Sahakari Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vepar Udhyog Bank?
The Vepar Udhyog Vikas Sahakari Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Vepar Udhyog Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Vepar Udhyog Vikas Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Vepar Udhyog Bank offer?
The Vepar Udhyog Vikas Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “42 days to 180 days” to “2 Year and Above”.
Does Vepar Udhyog Bank pay more than the Post Office Time Deposit?
The Vepar Udhyog Vikas Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vepar Udhyog Bank's 1-year FD rate rank?
The Vepar Udhyog Vikas Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #283 of 353 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Vepar Udhyog Bank insured?
Deposits with The Vepar Udhyog Vikas Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vepar Udhyog Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 22 Oct 2026. Rates can change without notice, so verify on the official Vepar Udhyog Bank website before investing.
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Good to know
- Deposits with The Vepar Udhyog Vikas Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vepar Udhyog Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only — always confirm the current rate on the official Vepar Udhyog Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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