Rates verified from official source

Madhya Pradesh Rajya Sahakari Bank Maryadit Fixed Deposit interest rates · November 2026

MP Apex Bank's best Fixed Deposit rate is 6.75% (1 year to less than 3 years), 2.75 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (1 year to less than 3 years), 1.00 points above the general rate for that tenure.

What will my FD earn at MP Apex Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
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Deposit amount

Showing 6 of 24 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Below ₹1 crore
 5.00% 5.00% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
15 days
to 45 days
Below ₹1 crore
 5.25% 5.25% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
46 days
to 90 days
Below ₹1 crore
 5.50% 5.50% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
91 days to
179 days
Below ₹1 crore
 6.00% 6.00% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
180 days to
less than 1 year
Below ₹1 crore
 6.25% 6.25% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
1 year to 5
years and above
3 slabs at this rate
Below ₹1 crore
 6.75% 7.75% Below ₹1 crore
3 Jul 2025
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
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MP Apex Bank FD return examples

Deposit1 year6.75%3 years6.75%5 years6.75%10 years6.75%
₹50,000₹53,461₹3,461 a year₹281/mo₹61,120₹3,461 a year₹281/mo₹69,875₹3,461 a year₹281/mo₹97,650₹3,461 a year₹281/mo
₹1 lakh₹1,06,923₹6,923 a year₹563/mo₹1,22,239₹6,923 a year₹563/mo₹1,39,750₹6,923 a year₹563/mo₹1,95,300₹6,923 a year₹563/mo
₹2 lakh₹2,13,846₹13,846 a year₹1,125/mo₹2,44,479₹13,846 a year₹1,125/mo₹2,79,500₹13,846 a year₹1,125/mo₹3,90,601₹13,846 a year₹1,125/mo
₹5 lakh₹5,34,614₹34,614 a year₹2,813/mo₹6,11,196₹34,614 a year₹2,813/mo₹6,98,749₹34,614 a year₹2,813/mo₹9,76,501₹34,614 a year₹2,813/mo
₹10 lakh₹10,69,228₹69,228 a year₹5,625/mo₹12,22,393₹69,228 a year₹5,625/mo₹13,97,499₹69,228 a year₹5,625/mo₹19,53,003₹69,228 a year₹5,625/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
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Market rank & rate source

#480 of 1033

1 year to less than 3 years · Below ₹1 crore

Official rate sheet ↗
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Before you book

MP Apex Bank Fixed Deposit: frequently asked questions

What is the highest MP Apex Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Madhya Pradesh Rajya Sahakari Bank Maryadit offers up to 6.75% p.a. on its fixed deposit (FD) (1 year to less than 3 years) for general customers and 7.75% p.a. (1 year to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with MP Apex Bank before investing.

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What is the MP Apex Bank 1-year FD interest rate?

As of 14 Nov 2026, Madhya Pradesh Rajya Sahakari Bank Maryadit offers 6.75% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the MP Apex Bank 2-year FD interest rate?

As of 14 Nov 2026, Madhya Pradesh Rajya Sahakari Bank Maryadit offers 6.75% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the MP Apex Bank 3-year FD interest rate?

As of 14 Nov 2026, Madhya Pradesh Rajya Sahakari Bank Maryadit offers 6.75% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the MP Apex Bank 5-year FD interest rate?

As of 14 Nov 2026, Madhya Pradesh Rajya Sahakari Bank Maryadit offers 6.75% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at MP Apex Bank?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Madhya Pradesh Rajya Sahakari Bank Maryadit, depending on the tenure.

See today's top senior citizen rates →

When did MP Apex Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Madhya Pradesh Rajya Sahakari Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does MP Apex Bank offer?

Madhya Pradesh Rajya Sahakari Bank Maryadit's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “5 years and above”.

Does MP Apex Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Madhya Pradesh Rajya Sahakari Bank Maryadit's table lists separate bands: Below ₹1 crore; ₹1 crore to below ₹10 crore; ₹10 crore to below ₹25 crore; ₹25 crore and above. Each row shows the band it applies to.

Does MP Apex Bank pay more than the Post Office Time Deposit?

Madhya Pradesh Rajya Sahakari Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does MP Apex Bank's 1-year FD rate rank?

Madhya Pradesh Rajya Sahakari Bank Maryadit's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with MP Apex Bank insured?

Deposits with Madhya Pradesh Rajya Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these MP Apex Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Jul 2025. Rates can change without notice, so verify on the official MP Apex Bank website before investing.

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More MP Apex Bank rates

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Nearby banks paying a little more at 1 year

DCB 6.90%RBL 6.90%Bandhan 7.00%

Best FD rates among state co-operative banks → Best FD rates in Madhya Pradesh →

Good to know

  • Deposits with Madhya Pradesh Rajya Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • MP Apex Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at MP Apex Bank, depending on the tenure.
official Effective 3 Jul 2025 · Ingested 11 Nov 2026 · Verified 13 Nov 2026 · View source

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