The Co-Operative Bank of Rajkot Ltd. Fixed Deposit interest rates · October 2026
Raj Bank's best Fixed Deposit rate is 6.75% (above 12 months up to 24 months), 2.25 points below the best on the market (9.00%).
- Seniors: up to 7.25% (above 12 months up to 24 months), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.50% | 3.50% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
15 days to 180 days |
4.00% | 4.00% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 365 days |
5.00% | 5.00% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 12 months up to 24 months |
6.75% | 7.25% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 24 months up to 36 months |
6.00% | 6.50% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 36 months up to 60 months |
6.25% | 6.75% | Any amount | 10 Dec 2024 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Raj Bank FD returns at a glance based on investment amount
| Deposit | ~1 year5.00% | ~3 years6.00% | ~5 years6.25% |
|---|---|---|---|
| ₹50,000 | ₹52,547₹208/mo | ₹59,781₹250/mo | ₹68,177₹260/mo |
| ₹1 lakh | ₹1,05,095₹417/mo | ₹1,19,562₹500/mo | ₹1,36,354₹521/mo |
| ₹2 lakh | ₹2,10,189₹833/mo | ₹2,39,124₹1,000/mo | ₹2,72,708₹1,042/mo |
| ₹5 lakh | ₹5,25,473₹2,083/mo | ₹5,97,809₹2,500/mo | ₹6,81,770₹2,604/mo |
| ₹10 lakh | ₹10,50,945₹4,167/mo | ₹11,95,618₹5,000/mo | ₹13,63,539₹5,208/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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- Transcribed from the bank's published rate card image (effective 10 Dec 2024); the image is re-checked by SHA-256 on every fetch
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Raj Bank Fixed Deposit rate changes
Changes to Raj Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Raj Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
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Raj Bank Fixed Deposit: frequently asked questions
What is the highest Raj Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Co-Operative Bank of Rajkot Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (above 12 months up to 24 months) for general customers and 7.25% p.a. (above 12 months up to 24 months) for senior citizens. Rates below are as published by the bank — confirm with Raj Bank before investing.
What is the Raj Bank 1-year FD interest rate?
As of 22 Oct 2026, The Co-Operative Bank of Rajkot Ltd. offers 5.00% p.a. on a 1-year FD for general customers and 5.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Dec 2024 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Raj Bank 2-year FD interest rate?
As of 22 Oct 2026, The Co-Operative Bank of Rajkot Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Dec 2024 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Raj Bank 3-year FD interest rate?
As of 22 Oct 2026, The Co-Operative Bank of Rajkot Ltd. offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Dec 2024 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Raj Bank 5-year FD interest rate?
As of 22 Oct 2026, The Co-Operative Bank of Rajkot Ltd. offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Dec 2024 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Raj Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Co-Operative Bank of Rajkot Ltd., depending on the tenure.
When did Raj Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Co-Operative Bank of Rajkot Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Raj Bank offer?
The Co-Operative Bank of Rajkot Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 14 days” to “above 36 months up to 60 months”.
Does Raj Bank pay more than the Post Office Time Deposit?
The Co-Operative Bank of Rajkot Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Raj Bank's 1-year FD rate rank?
The Co-Operative Bank of Rajkot Ltd.'s 1-year general FD rate of 5.00% ranks #326 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Raj Bank insured?
Deposits with The Co-Operative Bank of Rajkot Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Raj Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 10 Dec 2024. Rates can change without notice, so verify on the official Raj Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Co-Operative Bank of Rajkot Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Raj Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Raj Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Raj Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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