Rates verified from official source

The Chandigarh State Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, The Chandigarh State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.00% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank — confirm with CSCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%4.50%5%5.50%6%6.50%7%7.50% 7 to 14 days: 4.50% 15 to 30 days: 4.50% 31 to 45 days: 4.50% 46 to 90 days: 5.25% 91 to 179 days: 5.50% 180 days to less than 1 year: 6.00% 1 year to less than 2 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years and above: 6.25% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y 4.504.504.505.255.506.006.506.256.25 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%4.50%5%5.50%6%6.50%7%7.50% 7 to 14 days: 4.50% (General: 4.50%) 15 to 30 days: 4.50% (General: 4.50%) 31 to 45 days: 4.50% (General: 4.50%) 46 to 90 days: 5.25% (General: 5.25%) 91 to 179 days: 5.50% (General: 5.50%) 180 days to less than 1 year: 6.00% (General: 6.00%) 1 year to less than 2 years: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 6.75% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years and above: 6.75% (General: 6.25%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y 4.504.504.505.255.506.007.006.756.75 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%4.50%5%5.50%6%6.50%7%7.50% 7 to 14 days: 4.50% (Senior: 4.50%) 15 to 30 days: 4.50% (Senior: 4.50%) 31 to 45 days: 4.50% (Senior: 4.50%) 46 to 90 days: 5.25% (Senior: 5.25%) 91 to 179 days: 5.50% (Senior: 5.50%) 180 days to less than 1 year: 6.00% (Senior: 6.00%) 1 year to less than 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years and above: 6.75% (Senior: 6.75%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m1y2y3y 4.504.504.505.255.506.007.006.756.75 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
4.50% 4.50% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
4.50% 4.50% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
4.50% 4.50% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
5.25% 5.25% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
91 to 179 days
5.50% 5.50% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
180 days to less than 1 year
6.00% 6.00% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
1 year to less than 2 years
6.50% 7.00% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
6.25% 6.75% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
3 years and above
6.25% 6.75% Any amount
21 Jul 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

CSCB Fixed Deposit: frequently asked questions

What is the highest CSCB Fixed Deposit interest rate?

As of 5 Oct 2026, The Chandigarh State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.00% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank — confirm with CSCB before investing.

What is the CSCB 1 year FD interest rate?

As of 5 Oct 2026, The Chandigarh State Co-operative Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at CSCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Chandigarh State Co-operative Bank, depending on the tenure.

Is my fixed deposit (FD) with CSCB insured?

Deposits with The Chandigarh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these CSCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 21 Jul 2025. Rates can change without notice, so verify on the official CSCB website before investing.

Good to know

Deposits with The Chandigarh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official CSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.