As of 5 Oct 2026, Meghalaya Co-operative Apex Bank offers up to 7.05% p.a. on its fixed deposit (FD) (445 days) for general customers and 7.55% p.a. (445 days) for senior citizens. Rates below are as published by the bank — confirm with MegCAB before investing.
Estimate returns at MegCAB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
3.50% | 4.00% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 180 days |
5.50% | 6.00% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 200 days |
6.20% | 6.70% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
201 days to less than 1 year |
6.40% | 6.90% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 to 2 years |
7.00% | 7.50% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 days 445-Day Special |
7.05% | 7.55% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 to 3 years |
7.00% | 7.50% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
6.70% | 7.20% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 to 10 years |
6.60% | 7.10% | Any amount | 11 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Meghalaya Co-operative Apex Bank offers up to 7.05% p.a. on its fixed deposit (FD) (445 days) for general customers and 7.55% p.a. (445 days) for senior citizens. Rates below are as published by the bank — confirm with MegCAB before investing.
As of 5 Oct 2026, Meghalaya Co-operative Apex Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Meghalaya Co-operative Apex Bank, depending on the tenure.
Deposits with Meghalaya Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 11 Jun 2025. Rates can change without notice, so verify on the official MegCAB website before investing.
Deposits with Meghalaya Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official MegCAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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