Rates verified from official source

Jilla Sahakari Kendriya Bank Maryadit, Damoh Fixed Deposit interest rates · November 2026

JSKB Damoh's best Fixed Deposit rate is 7.10% (5 years and above), 2.90 points below the best on the market (10.00%).

  • Seniors: up to 8.10% (5 years and above), 1.00 points above the general rate for that tenure.

What will my FD earn at JSKB Damoh?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 45 days
4.00% 5.00% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
46 days to
179 days
5.00% 6.00% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
180 days to
less than 1 year
6.00% 7.00% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
1 year to less
than 3 years
6.75% 7.75% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
3 years to
less than 5 years
7.00% 8.00% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026
5 years and above
7.10% 8.10% Any amount
20 Feb 2026
✓ verified 13 Nov 2026
official
fetched 11 Nov 2026

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JSKB Damoh FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Hindi picture (new rates effective 20/02/2026); the staff (+1%), retired-staff (+1.50%) and women's (+0.25%) extras are not ingested
Before you book

JSKB Damoh Fixed Deposit: frequently asked questions

What is the highest JSKB Damoh Fixed Deposit interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Damoh offers up to 7.10% p.a. on its fixed deposit (FD) (5 years and above) for general customers and 8.10% p.a. (5 years and above) for senior citizens. Rates below are as published by the bank. Confirm with JSKB Damoh before investing.

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What is the JSKB Damoh 1-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Damoh offers 6.75% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Damoh 2-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Damoh offers 6.75% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Damoh 3-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Damoh offers 7.00% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the JSKB Damoh 5-year FD interest rate?

As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Damoh offers 7.10% p.a. on a 5-year FD for general customers and 8.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at JSKB Damoh?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Jilla Sahakari Kendriya Bank Maryadit, Damoh, depending on the tenure.

See today's top senior citizen rates →

When did JSKB Damoh last change its Fixed Deposit rates?

RateScan.in has recorded no change to Jilla Sahakari Kendriya Bank Maryadit, Damoh's fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does JSKB Damoh offer?

Jilla Sahakari Kendriya Bank Maryadit, Damoh's published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 45 days” to “5 years and above”.

Does JSKB Damoh pay more than the Post Office Time Deposit?

Jilla Sahakari Kendriya Bank Maryadit, Damoh pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.10% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does JSKB Damoh's 1-year FD rate rank?

Jilla Sahakari Kendriya Bank Maryadit, Damoh's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with JSKB Damoh insured?

Deposits with Jilla Sahakari Kendriya Bank Maryadit, Damoh are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these JSKB Damoh rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Feb 2026. Rates can change without notice, so verify on the official JSKB Damoh website before investing.

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Good to know

  • Deposits with Jilla Sahakari Kendriya Bank Maryadit, Damoh are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • JSKB Damoh is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at JSKB Damoh, depending on the tenure.

Informational only. Always confirm the current rate on the official JSKB Damoh website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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