The Malad Sahakari Bank Ltd., Malad Fixed Deposit interest rates · November 2026
What will my FD earn at Malad Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days To 45 Days |
4.00% | 4.50% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 days upto 90 days |
4.25% | 4.75% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days upto 180 days |
4.50% | 5.00% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days upto 12 Months |
6.15% | 6.65% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 1 year to 2 years |
6.80% | 7.30% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 2 years to 3 years |
6.75% | 7.25% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 3 years to 5 years |
6.65% | 7.15% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 5 years to 10 years |
6.50% | 7.00% | Any amount | 1 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Malad Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.15%Before you book
Malad Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Malad Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Malad Sahakari Bank Ltd., Malad offers up to 6.80% p.a. on its fixed deposit (FD) (Above 1 year to 2 years) for general customers and 7.30% p.a. (Above 1 year to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Malad Sahakari Bank before investing.
What is the Malad Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, The Malad Sahakari Bank Ltd., Malad offers 6.15% p.a. on a 1-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malad Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, The Malad Sahakari Bank Ltd., Malad offers 6.80% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malad Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, The Malad Sahakari Bank Ltd., Malad offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malad Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, The Malad Sahakari Bank Ltd., Malad offers 6.65% p.a. on a 5-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Malad Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Malad Sahakari Bank Ltd., Malad, depending on the tenure.
When did Malad Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Malad Sahakari Bank Ltd., Malad's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Malad Sahakari Bank offer?
The Malad Sahakari Bank Ltd., Malad's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days To 45 Days” to “Above 5 years to 10 years”.
Does Malad Sahakari Bank pay more than the Post Office Time Deposit?
The Malad Sahakari Bank Ltd., Malad pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.15% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Malad Sahakari Bank's 1-year FD rate rank?
The Malad Sahakari Bank Ltd., Malad's 1-year general FD rate of 6.15% ranks #802 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Malad Sahakari Bank insured?
Deposits with The Malad Sahakari Bank Ltd., Malad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Malad Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official Malad Sahakari Bank website before investing.
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Good to know
- Deposits with The Malad Sahakari Bank Ltd., Malad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Malad Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malad Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Malad Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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