As of 5 Oct 2026, AU Small Finance Bank offers up to 7.40% p.a. on its fixed deposit (FD) (30 Months 1 Day to 36 Months) for general customers and 7.90% p.a. (30 Months 1 Day to 36 Months) for senior citizens. Rates below are as published by the bank — confirm with AU before investing.
Estimate returns at AU (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 Days to 1 Month 15 Days |
3.50% | 4.00% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 Month 16 Days to 3 Months |
4.75% | 5.25% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Month 1 Day to 6 Months |
5.25% | 5.75% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
6 Months 1 Day to 12 Months |
6.35% | 6.85% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
12 Months 1 Day to 15 Months |
7.10% | 7.60% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 Months 1 Day to 18 Months |
7.00% | 7.50% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
18 months 1 days to 24 months |
7.00% | 7.50% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
24 Months 1 Day to 30 Months |
7.10% | 7.60% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 Months 1 Day to 36 Months |
7.40% | 7.90% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
36 Months 1 Day to 45 Months |
7.00% | 7.50% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
45 Months 1 Day to less than 60 Months |
6.75% | 7.25% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
|
60 Months to 120 Months |
6.75% | 7.25% | Below ₹3 crore | 5 Oct 2026 |
official fetched 21 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, AU Small Finance Bank offers up to 7.40% p.a. on its fixed deposit (FD) (30 Months 1 Day to 36 Months) for general customers and 7.90% p.a. (30 Months 1 Day to 36 Months) for senior citizens. Rates below are as published by the bank — confirm with AU before investing.
As of 5 Oct 2026, AU Small Finance Bank offers 7.10% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AU Small Finance Bank, depending on the tenure.
Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official AU website before investing.
See AU FD rates side by side against India's top banks.
Deposits with AU Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official AU website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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