The Jain Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Jain Sahakari Bank?
Showing 7 of 9 rates.
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
7 days to 45 days Callable |
3.05% | 3.55% | 3.65% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 179 days Callable |
5.05% | 5.55% | 5.65% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 210 days Callable |
5.80% | 6.30% | 6.40% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
211 days to less than 1 year Callable |
6.05% | 6.55% | 6.65% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
333 days JSB Special Deposit Scheme |
7.10% | 7.60% | 7.70% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year Non-callable |
6.55% | 7.05% | 7.15% | Above ₹1 crore to below ₹2 crore | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year to less than 2 years Callable |
6.25% | 6.75% | 6.85% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
2 years Non-callable |
6.85% | 7.35% | 7.45% | Above ₹1 crore to below ₹2 crore | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
2 years to 3 years Callable |
6.45% | 6.95% | 7.05% | Below ₹15 lakh | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
No rates match these filters.
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Jain Sahakari Bank FD return examples
| Deposit | 1 year6.25% | Highest rate3 years6.45% |
|---|---|---|
| ₹50,000 | ₹53,199₹3,199 a year₹260/mo | ★₹60,581₹3,304 a year₹269/mo |
| ₹1 lakh | ₹1,06,398₹6,398 a year₹521/mo | ★₹1,21,162₹6,608 a year₹538/mo |
| ₹2 lakh | ₹2,12,796₹12,796 a year₹1,042/mo | ★₹2,42,324₹13,215 a year₹1,075/mo |
| ₹5 lakh | ₹5,31,990₹31,990 a year₹2,604/mo | ★₹6,05,809₹33,038 a year₹2,688/mo |
| ₹10 lakh | ₹10,63,980₹63,980 a year₹5,208/mo | ★₹12,11,618₹66,077 a year₹5,375/mo |
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Jain Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Jain Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Jain Sahakari Bank Ltd. offers up to 7.10% p.a. on its fixed deposit (FD) (333 days) for general customers and 7.60% p.a. (333 days) for senior citizens. Rates below are as published by the bank. Confirm with Jain Sahakari Bank before investing.
What is the Jain Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, The Jain Sahakari Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jain Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, The Jain Sahakari Bank Ltd. offers 6.45% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jain Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, The Jain Sahakari Bank Ltd. offers 6.45% p.a. on a 3-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Jain Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Jain Sahakari Bank Ltd., depending on the tenure.
When did Jain Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Jain Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Jain Sahakari Bank offer?
The Jain Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 45 days” to “2 years to 3 years”.
Does Jain Sahakari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Jain Sahakari Bank Ltd.'s table lists separate bands: Below ₹15 lakh; Above ₹1 crore to below ₹2 crore. Each row shows the band it applies to.
Does Jain Sahakari Bank have special fixed deposit (FD) schemes?
The Jain Sahakari Bank Ltd.'s rate table lists these named schemes (2): JSB Special Deposit Scheme; Non-callable deposit. Check eligibility and end dates with the bank.
Does Jain Sahakari Bank pay more than the Post Office Time Deposit?
The Jain Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.45% (PO 7.00%), 3y 6.45% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Jain Sahakari Bank's 1-year FD rate rank?
The Jain Sahakari Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jain Sahakari Bank insured?
Deposits with The Jain Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jain Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Jain Sahakari Bank website before investing.
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Good to know
- Deposits with The Jain Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jain Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jain Sahakari Bank, depending on the tenure.
- Jain Sahakari Bank's FD table includes 3 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Jain Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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