The Yeola Merchants Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Yeola Merchants Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 3 months |
3.50% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 3 months to 6 months |
4.75% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 6 months to 9 months |
5.75% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 9 months to 12 months |
6.25% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 12 months to 24 months |
9.00% | 9.50% | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 24 months to 36 months |
9.25% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 36 months |
9.00% | – | Any amount | 17 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Yeola Merchants Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Yeola Merchants Bank Fixed Deposit: frequently asked questions
What is the highest Yeola Merchants Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. offers up to 9.25% p.a. on its fixed deposit (FD) (Above 24 months to 36 months) for general customers and 9.50% p.a. (Above 12 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Yeola Merchants Bank before investing.
What is the Yeola Merchants Bank 1-year FD interest rate?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 17 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yeola Merchants Bank 2-year FD interest rate?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. offers 9.00% p.a. on a 2-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yeola Merchants Bank 3-year FD interest rate?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. offers 9.25% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 17 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Yeola Merchants Bank 5-year FD interest rate?
As of 14 Nov 2026, The Yeola Merchants Co-operative Bank Ltd. offers 9.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 17 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Yeola Merchants Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Yeola Merchants Co-operative Bank Ltd., depending on the tenure.
When did Yeola Merchants Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Yeola Merchants Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Yeola Merchants Bank offer?
The Yeola Merchants Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 3 months” to “Above 36 months”.
Does Yeola Merchants Bank pay more than the Post Office Time Deposit?
The Yeola Merchants Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 9.00% (PO 7.00%), 3y 9.25% (PO 7.10%), 5y 9.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Yeola Merchants Bank's 1-year FD rate rank?
The Yeola Merchants Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Yeola Merchants Bank insured?
Deposits with The Yeola Merchants Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Yeola Merchants Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Jun 2025. Rates can change without notice, so verify on the official Yeola Merchants Bank website before investing.
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Good to know
- Deposits with The Yeola Merchants Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Yeola Merchants Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Yeola Merchants Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Yeola Merchants Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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