Rates verified from official source

Eluru District Co-operative Central Bank Ltd. Fixed Deposit interest rates · November 2026

Eluru DCCB's best Fixed Deposit rate is 7.50% (1 Year to 2 Years), 2.00 points below the best on the market (9.50%).

  • Seniors: up to 8.00% (1 Year to 2 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Eluru DCCB?

Estimated value after 1 year · before tax ₹5,38,568 7.50% p.a. · ₹38,568 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 Days
to 45 Days
4.50% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
46 Days
to 90 Days
5.50% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
91 Days to
180 Days
5.75% 6.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
181 Days
to 364 Days
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
1 Year to 2 Years
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026
2 Years & Above
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 28 Oct 2026

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Eluru DCCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.50%
Before you book

Eluru DCCB Fixed Deposit: frequently asked questions

What is the highest Eluru DCCB Fixed Deposit interest rate?

As of 14 Nov 2026, Eluru District Co-operative Central Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (1 Year to 2 Years) for general customers and 8.00% p.a. (1 Year to 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Eluru DCCB before investing.

See today's top interest rates →

What is the Eluru DCCB 1-year FD interest rate?

As of 14 Nov 2026, Eluru District Co-operative Central Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Eluru DCCB 3-year FD interest rate?

As of 14 Nov 2026, Eluru District Co-operative Central Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Eluru DCCB 5-year FD interest rate?

As of 14 Nov 2026, Eluru District Co-operative Central Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Eluru DCCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Eluru District Co-operative Central Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Eluru DCCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to Eluru District Co-operative Central Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 28 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Eluru DCCB offer?

Eluru District Co-operative Central Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 Days to 45 Days” to “1 Year to 2 Years”.

Does Eluru DCCB pay more than the Post Office Time Deposit?

Eluru District Co-operative Central Bank Ltd. pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Eluru DCCB's 1-year FD rate rank?

Eluru District Co-operative Central Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Eluru DCCB insured?

Deposits with Eluru District Co-operative Central Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Eluru DCCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Eluru DCCB website before investing.

Rate movements →

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Good to know

  • Deposits with Eluru District Co-operative Central Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Eluru DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Eluru DCCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Eluru DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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