Rates verified from official source

Punjab & Sind Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Punjab & Sind Bank offers up to 6.95% p.a. on its fixed deposit (FD) (666 days) for general customers and 7.45% p.a. (666 days) for senior citizens. Rates below are as published by the bank — confirm with P&S before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time

3%4%5%6%7% 7 to 14 days: 4.85% 15 to 30 days: 4.85% 31 to 45 days: 5.00% 46 to 90 days: 3.35% 46 to 60 days: 5.25% 61 to 90 days: 5.50% 91 to 120 days: 3.35% 91 to 180 days: 6.00% 121 to 150 days: 3.35% 151 to 179 days: 4.85% 180 to 364 days: 4.85% 181 to 270 days: 6.46% 271 to 364 days: 6.25% 1 year: 5.85% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year to 2 years: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 1 year to 374 days: 5.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 375 days · 375-Day Non-Callable: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 376 to 443 days: 5.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-Day Non-Callable: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 445 to 665 days: 5.85% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 666 days · 666-Day Non-Callable: 6.95% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 667 to 669 days: 5.85% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 22 months · PSB Green Earth (22M): 5.95% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 22 months to 2 years: 5.85% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to 776 days: 5.95% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) above 2 years to 3 years: 6.30% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 777 days · 777-Day Special: 6.10% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 778 to 998 days: 5.85% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 999 days · 999-Day Non-Callable: 6.05% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days to 3 years: 5.95% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to 43 months: 5.85% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) above 3 years to 5 years: 5.80% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 44 months · PSB Green Earth (44M): 5.95% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) above 44 months to 5 years: 5.85% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years: 5.95% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 years to 65 months: 5.85% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 years to 10 years: 5.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 66 months · PSB Green Earth (66M): 5.95% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 66 months to 10 years: 5.85% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m2m3m3m4m5m6m6m9m1y1y366d375d376d444d445d666d667d670d671d2y731d777d778d999d1000d3y1096d1339d1340d5y1826d1826d2009d2010d General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7% 7 to 14 days: 2.85% (General: 2.85%) 15 to 30 days: 2.85% (General: 2.85%) 31 to 45 days: 2.85% (General: 2.85%) 46 to 90 days: 3.35% (General: 3.35%) 91 to 120 days: 3.35% (General: 3.35%) 121 to 150 days: 3.35% (General: 3.35%) 151 to 179 days: 4.85% (General: 4.85%) 180 to 364 days: 5.35% (General: 4.85%) 1 year: 6.35% (General: 5.85%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 1 year to 374 days: 6.10% (General: 5.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 375 days · 375-Day Non-Callable: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 376 to 443 days: 6.10% (General: 5.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-Day Non-Callable: 7.40% (General: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 665 days: 6.35% (General: 5.85%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 666 days · 666-Day Non-Callable: 7.45% (General: 6.95%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 667 to 669 days: 6.35% (General: 5.85%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 22 months · PSB Green Earth (22M): 6.45% (General: 5.95%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 22 months to 2 years: 6.35% (General: 5.85%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to 776 days: 6.45% (General: 5.95%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 777 days · 777-Day Special: 6.60% (General: 6.10%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 778 to 998 days: 6.35% (General: 5.85%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 999 days · 999-Day Non-Callable: 6.55% (General: 6.05%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days to 3 years: 6.45% (General: 5.95%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to 43 months: 6.35% (General: 5.85%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 44 months · PSB Green Earth (44M): 6.45% (General: 5.95%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) above 44 months to 5 years: 6.35% (General: 5.85%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years: 6.45% (General: 5.95%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 years to 65 months: 6.35% (General: 5.85%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 66 months · PSB Green Earth (66M): 6.45% (General: 5.95%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 66 months to 10 years: 6.35% (General: 5.85%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m4m5m6m1y366d375d376d444d445d666d667d670d671d2y777d778d999d1000d3y1339d1340d5y1826d2009d2010d Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7%8% 7 to 14 days: 2.85% (Senior: 2.85%) 15 to 30 days: 2.85% (Senior: 2.85%) 31 to 45 days: 2.85% (Senior: 2.85%) 46 to 90 days: 3.35% (Senior: 3.35%) 91 to 120 days: 3.35% (Senior: 3.35%) 121 to 150 days: 3.35% (Senior: 3.35%) 151 to 179 days: 4.85% (Senior: 4.85%) 180 to 364 days: 5.35% (Senior: 5.35%) 1 year: 6.35% (Senior: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 1 year to 374 days: 6.10% (Senior: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 375 days · 375-Day Non-Callable: 7.15% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 376 to 443 days: 6.10% (Senior: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · 444-Day Non-Callable: 7.55% (Senior: 7.40%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 665 days: 6.35% (Senior: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 666 days · 666-Day Non-Callable: 7.60% (Senior: 7.45%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 667 to 669 days: 6.35% (Senior: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 22 months · PSB Green Earth (22M): 6.60% (Senior: 6.45%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 22 months to 2 years: 6.35% (Senior: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to 776 days: 6.45% (Senior: 6.45%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 777 days · 777-Day Special: 6.75% (Senior: 6.60%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 778 to 998 days: 6.35% (Senior: 6.35%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 999 days · 999-Day Non-Callable: 6.70% (Senior: 6.55%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1000 days to 3 years: 6.45% (Senior: 6.45%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to 43 months: 6.35% (Senior: 6.35%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 44 months · PSB Green Earth (44M): 6.60% (Senior: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) above 44 months to 5 years: 6.35% (Senior: 6.35%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years: 6.45% (Senior: 6.45%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 years to 65 months: 6.35% (Senior: 6.35%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 66 months · PSB Green Earth (66M): 6.60% (Senior: 6.45%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 66 months to 10 years: 6.35% (Senior: 6.35%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m4m5m6m1y366d375d376d444d445d666d667d670d671d2y777d778d999d1000d3y1339d1340d5y1826d2009d2010d Super Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorSuper Sr.TrendApplies toAs ofSource
7 to 14 days
 2.85% 2.85% 2.85% ₹1 lakh to ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
 4.85% 2.85% 2.85% ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
 4.85% 2.85% 2.85% ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
 4.85% 2.85% 2.85% Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
 2.85% 2.85% 2.85% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
 4.85% 2.85% 2.85% ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
 4.85% 2.85% 2.85% ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 30 days
 4.85% 2.85% 2.85% Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
 2.85% 2.85% 2.85% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
 5.00% 2.85% 2.85% ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
 5.00% 2.85% 2.85% ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
 5.00% 2.85% 2.85% Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
 3.35% 3.35% 3.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
 5.25% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
 5.25% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
 5.25% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
61 to 90 days
 5.50% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
61 to 90 days
 5.50% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
61 to 90 days
 5.50% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 120 days
 3.35% 3.35% 3.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 180 days
 6.00% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
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91 to 180 days
 6.00% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 180 days
 6.00% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
121 to 150 days
 3.35% 3.35% 3.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
151 to 179 days
 4.85% 4.85% 4.85% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 to 364 days
 4.85% 5.35% 5.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 270 days
 6.10% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 270 days
 6.46% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
181 to 270 days
 6.10% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 to 364 days
 6.25% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
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271 to 364 days
 6.25% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
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271 to 364 days
 6.25% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
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1 year
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year to 2 years
 6.50% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year to 2 years
 6.50% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year to 2 years
 6.90% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 1 year to 374 days
 5.60% 6.10% 6.10% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
375 days
375-Day Special
 6.40% 6.90% 7.05% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
375 days
375-Day Non-Callable
 6.50% 7.00% 7.15% ₹100.01 lakh to ₹299 lakh (non-callable)
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
376 to 443 days
 5.60% 6.10% 6.10% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
444-Day Special
 6.80% 7.30% 7.45% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
444-Day Non-Callable
 6.90% 7.40% 7.55% ₹100.01 lakh to ₹299 lakh (non-callable)
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 to 665 days
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
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666 days
666-Day Special
 6.85% 7.35% 7.50% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
666 days
666-Day Non-Callable
 6.95% 7.45% 7.60% ₹100.01 lakh to ₹299 lakh (non-callable)
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
667 to 669 days
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
22 months
PSB Green Earth (22M)
 5.95% 6.45% 6.60% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 22 months to 2 years
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
2 years to 776 days
 5.95% 6.45% 6.45% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 years to 3 years
 6.30% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 years to 3 years
 6.30% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 years to 3 years
 6.30% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
777 days
777-Day Special
 6.10% 6.60% 6.75% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
778 to 998 days
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
999 days
999-Day Special
 6.00% 6.50% 6.65% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
999 days
999-Day Non-Callable
 6.05% 6.55% 6.70% ₹100.01 lakh to ₹299 lakh (non-callable)
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1000 days to 3 years
 5.95% 6.45% 6.45% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
3 years to 43 months
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 5 years
 5.80% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 5 years
 5.80% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 5 years
 5.80% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
44 months
PSB Green Earth (44M)
 5.95% 6.45% 6.60% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 44 months to 5 years
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
5 years
 5.95% 6.45% 6.45% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 years to 65 months
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 years to 10 years
 5.50% — — ₹3 crore to ₹75 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 years to 10 years
 5.50% — — ₹75 crore to ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 years to 10 years
 5.50% — — Above ₹200 crore
24 Sept 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
66 months
PSB Green Earth (66M)
 5.95% 6.45% 6.60% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 66 months to 10 years
 5.85% 6.35% 6.35% Below ₹3 crore
16 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

P&S Fixed Deposit: frequently asked questions

What is the highest P&S Fixed Deposit interest rate?

As of 5 Oct 2026, Punjab & Sind Bank offers up to 6.95% p.a. on its fixed deposit (FD) (666 days) for general customers and 7.45% p.a. (666 days) for senior citizens. Rates below are as published by the bank — confirm with P&S before investing.

What is the P&S 1 year FD interest rate?

As of 5 Oct 2026, Punjab & Sind Bank offers 6.90% p.a. on a 1-year FD for general customers and 6.35% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at P&S?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Punjab & Sind Bank, depending on the tenure.

Is my fixed deposit (FD) with P&S insured?

Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these P&S rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 Jun 2026. Rates can change without notice, so verify on the official P&S website before investing.

More P&S rates

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Good to know

Deposits with Punjab & Sind Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 16 Feb 2026 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official P&S website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.