Rates verified from official source

Tamluk Ghatal Central Co-operative Bank Fixed Deposit interest rates · November 2026

TGCCB's best Fixed Deposit rate is 6.45% (Above 24 months to less than 36 months), 3.55 points below the best on the market (10.00%).

  • Seniors: up to 7.05% (Above 60 months to 120 months), 1.00 points above the general rate for that tenure.

What will my FD earn at TGCCB?

Estimated value after 1 year · before tax ₹5,32,252 6.30% p.a. · ₹32,252 interest · quarterly compounding
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Deposit amount

Showing 11 of 21 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Below ₹1 crore
 3.50% 4.00% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
15 days
to 29 days
Below ₹1 crore
 4.00% 4.00% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
30 days
to 45 days
Below ₹1 crore
 4.00% 4.05% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
 4.50% 5.45% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
 4.95% 5.45% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days
to 364 days
Below ₹1 crore
 5.80% 6.40% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
365 days (1 year)
Below ₹1 crore
 6.30% 6.80% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 12 months
to 24 months
Below ₹1 crore
 6.40% 6.95% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 24 months
to less than
36 months
Below ₹1 crore
 6.45% 6.95% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
36 months
to 60 months
Below ₹1 crore
 6.35% 6.85% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Above 60 months
to 120 months
Below ₹1 crore
 6.05% 7.05% Below ₹1 crore
10 Jan 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
Best rates Best 1 year Fixed Deposit rates in West BengalCompare rates →

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TGCCB FD return examples

Deposit366 days6.40%Highest rate1094 days6.45%5 years6.35%10 years6.05%
₹50,000₹53,287₹3,278 a year₹267/mo★₹60,570₹3,304 a year₹269/mo₹68,513₹3,251 a year₹265/mo₹91,149₹3,094 a year₹252/mo
₹1 lakh₹1,06,574₹6,555 a year₹533/mo★₹1,21,141₹6,608 a year₹538/mo₹1,37,027₹6,503 a year₹529/mo₹1,82,298₹6,189 a year₹504/mo
₹2 lakh₹2,13,148₹13,110 a year₹1,067/mo★₹2,42,281₹13,215 a year₹1,075/mo₹2,74,054₹13,006 a year₹1,058/mo₹3,64,595₹12,377 a year₹1,008/mo
₹5 lakh₹5,32,869₹32,776 a year₹2,667/mo★₹6,05,703₹33,038 a year₹2,688/mo₹6,85,134₹32,514 a year₹2,646/mo₹9,11,488₹30,943 a year₹2,521/mo
₹10 lakh₹10,65,738₹65,552 a year₹5,333/mo★₹12,11,405₹66,077 a year₹5,375/mo₹13,70,268₹65,028 a year₹5,292/mo₹18,22,976₹61,886 a year₹5,042/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.30%
Compare 1 year rates → Estimate my return
Market rank & rate source

#729 of 1033

365 days (1 year) · Below ₹1 crore

Official rate sheet ↗
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Before you book

TGCCB Fixed Deposit: frequently asked questions

What is the highest TGCCB Fixed Deposit interest rate?

As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers up to 6.45% p.a. on its fixed deposit (FD) (Above 24 months to less than 36 months) for general customers and 7.05% p.a. (Above 60 months to 120 months) for senior citizens. Rates below are as published by the bank. Confirm with TGCCB before investing.

See today's top interest rates →

What is the TGCCB 1-year FD interest rate?

As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers 6.30% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the TGCCB 2-year FD interest rate?

As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers 6.40% p.a. on a 2-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the TGCCB 3-year FD interest rate?

As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers 6.35% p.a. on a 3-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the TGCCB 5-year FD interest rate?

As of 14 Nov 2026, Tamluk Ghatal Central Co-operative Bank offers 6.35% p.a. on a 5-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at TGCCB?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Tamluk Ghatal Central Co-operative Bank, depending on the tenure.

See today's top senior citizen rates →

When did TGCCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to Tamluk Ghatal Central Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does TGCCB offer?

Tamluk Ghatal Central Co-operative Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “Above 60 months to 120 months”.

Does TGCCB pay different fixed deposit (FD) rates by deposit size?

Yes. Tamluk Ghatal Central Co-operative Bank's table lists separate bands: Below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.

Does TGCCB pay more than the Post Office Time Deposit?

Tamluk Ghatal Central Co-operative Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.30% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 6.35% (PO 7.10%), 5y 6.35% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does TGCCB's 1-year FD rate rank?

Tamluk Ghatal Central Co-operative Bank's 1-year general FD rate of 6.30% ranks #729 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with TGCCB insured?

Deposits with Tamluk Ghatal Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these TGCCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Jan 2026. Rates can change without notice, so verify on the official TGCCB website before investing.

Rate movements →

More TGCCB rates

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Nearby banks paying a little more at 1 year

Contai CCB 6.35%Balageria CCB 6.50%Vidyasagar CCB 6.50%

Best FD rates among district co-operative banks → Best FD rates in West Bengal →

Good to know

  • Deposits with Tamluk Ghatal Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • TGCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at TGCCB, depending on the tenure.
official Effective 10 Jan 2026 · Ingested 12 Nov 2026 · Verified 13 Nov 2026 · View source

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