Shiva Sahakari Bank Niyamitha Fixed Deposit interest rates · November 2026
What will my FD earn at Shiva Sahakari Bank?
Showing 6 of 12 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days - 90 Days Below ₹25 lakh |
4.00% | 4.50% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
15 Days - 90 Days ₹25 lakh and above |
4.50% | 4.50% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days - 180 Days Below ₹25 lakh |
5.00% | 5.50% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days - 180 Days ₹25 lakh and above |
5.50% | 5.50% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 Days - 1 Year Below ₹25 lakh |
6.00% | 6.50% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 Days - 1 Year ₹25 lakh and above |
6.50% | 6.50% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 1 Year - 3 Years Below ₹25 lakh |
8.00% | 8.50% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 1 Year - 3 Years ₹25 lakh and above |
8.50% | 8.50% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 3 Years - 5 Years Below ₹25 lakh |
8.25% | 8.75% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 3 Years - 5 Years ₹25 lakh and above |
8.75% | 8.75% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 5 Years Below ₹25 lakh |
8.00% | 8.50% | Below ₹25 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 5 Years ₹25 lakh and above |
8.50% | 8.50% | ₹25 lakh and above | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
No rates match these filters.
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Shiva Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
Shiva Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Shiva Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha offers up to 8.25% p.a. on its fixed deposit (FD) (Above 3 Years - 5 Years) for general customers and 8.75% p.a. (Above 3 Years - 5 Years) for senior citizens. Rates below are as published by the bank. Confirm with Shiva Sahakari Bank before investing.
What is the Shiva Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shiva Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Shiva Sahakari Bank Niyamitha offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shiva Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shiva Sahakari Bank Niyamitha, depending on the tenure.
When did Shiva Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shiva Sahakari Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Shiva Sahakari Bank offer?
Shiva Sahakari Bank Niyamitha's published fixed deposit (FD) rate table has 6 tenure bands, from “15 Days - 90 Days” to “Above 5 Years”.
Does Shiva Sahakari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Shiva Sahakari Bank Niyamitha's table lists separate bands: Below ₹25 lakh; ₹25 lakh and above. Each row shows the band it applies to.
Does Shiva Sahakari Bank pay more than the Post Office Time Deposit?
Shiva Sahakari Bank Niyamitha pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shiva Sahakari Bank's 1-year FD rate rank?
Shiva Sahakari Bank Niyamitha's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shiva Sahakari Bank insured?
Deposits with Shiva Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shiva Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Shiva Sahakari Bank website before investing.
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Good to know
- Deposits with Shiva Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shiva Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shiva Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Shiva Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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