Rates verified from official source

The Town Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Town Co-op Bank, Hoskote's best Fixed Deposit rate is 7.30% (3 years & above), 2.70 points below the best on the market (10.00%).

  • Seniors: up to 7.80% (3 years & above), 0.50 points above the general rate for that tenure.

What will my FD earn at Town Co-op Bank, Hoskote?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 29 days
3.50% 3.50% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
30 days
to 45 days
4.00% 4.00% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
46 days
to 90 days
4.50% 4.50% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
91 days to
179 days
5.25% 5.25% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
180 days
to 364 days
6.00% 6.50% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
For 1 year
(365 days)
6.75% 7.25% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 year 1 day to
below 2 years
7.00% 7.50% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
From 2 years to
below 3 years
7.25% 7.75% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
3 years & above
7.30% 7.80% Any amount
1 Jul 2025
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Town Co-op Bank, Hoskote FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
Before you book

Town Co-op Bank, Hoskote Fixed Deposit: frequently asked questions

What is the highest Town Co-op Bank, Hoskote Fixed Deposit interest rate?

As of 14 Nov 2026, The Town Co-operative Bank Ltd. offers up to 7.30% p.a. on its fixed deposit (FD) (3 years & above) for general customers and 7.80% p.a. (3 years & above) for senior citizens. Rates below are as published by the bank. Confirm with Town Co-op Bank, Hoskote before investing.

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What is the Town Co-op Bank, Hoskote 1-year FD interest rate?

As of 14 Nov 2026, The Town Co-operative Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Town Co-op Bank, Hoskote 2-year FD interest rate?

As of 14 Nov 2026, The Town Co-operative Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Town Co-op Bank, Hoskote 3-year FD interest rate?

As of 14 Nov 2026, The Town Co-operative Bank Ltd. offers 7.30% p.a. on a 3-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Town Co-op Bank, Hoskote 5-year FD interest rate?

As of 14 Nov 2026, The Town Co-operative Bank Ltd. offers 7.30% p.a. on a 5-year FD for general customers and 7.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Town Co-op Bank, Hoskote?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Town Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Town Co-op Bank, Hoskote last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Town Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Town Co-op Bank, Hoskote offer?

The Town Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 29 days” to “3 years & above”.

Does Town Co-op Bank, Hoskote pay more than the Post Office Time Deposit?

The Town Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.30% (PO 7.10%), 5y 7.30% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Town Co-op Bank, Hoskote's 1-year FD rate rank?

The Town Co-operative Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Town Co-op Bank, Hoskote insured?

Deposits with The Town Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Town Co-op Bank, Hoskote rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official Town Co-op Bank, Hoskote website before investing.

Rate movements →

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Good to know

  • Deposits with The Town Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Town Co-op Bank, Hoskote is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Town Co-op Bank, Hoskote, depending on the tenure.

Informational only. Always confirm the current rate on the official Town Co-op Bank, Hoskote website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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